Sales Officer - Housing Loan

Utkarsh Small Finance Bank; Khordha, Siliguri, Ranchi; On-site; INR 350,000 - 650,000; Full time

Job summary

Utkarsh Small Finance Bank is seeking a proactive professional to source HL & LAP clients in line with the business plan. You will identify customer needs, respond to queries, and ensure smooth loan processing with clear documentation.

The role emphasizes open market sourcing and maintaining strict credit discipline to prevent defaults, delivering reliable service to clients across the Odisha region.

Qualifications

• Experience handling HL & LAP products.
• Open market sourcing experience.

Responsibilities

• Source HL & LAP clients per business plan.
• Maintain credit discipline to avoid defaults.
• Address customer queries to ensure satisfaction.
• Explain loan provisions and complete documentation.

Skills

HL & LAP product

Open market sourcing

Job description

Role & responsibilities

• To source HL & LAP clients in line with the business plan
• Creating and maintaining strict credit discipline and ensuring zero default in recovery.
• Understanding customer needs and responding to customer queries & issues to ensure customer satisfaction
• Completion of loan contracts by explaining provisions to applicant and ensure documentation

Preferred candidate profile

• Candidate handling HL & LAP Product
• Open Market Sourcing