Credit Processing Analyst

Digitide; Surat; On-site; INR 420,000 - 600,000; Full time

Benefits offered by this job

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Job summary

Digitide in Surat, India is seeking a Credit Processing Analyst to join our credit operations team. You will process credit applications, perform thorough analyses, and support timely decision‑making.

The role requires a bachelor’s in finance or accounting and at least two years of experience, with strong knowledge of underwriting, credit management software, and MS Office. You will help maintain data integrity, monitor risk, and contribute to process improvements while collaborating with

Qualifications

• Bachelor's degree in Finance, Accounting, or a related field.
• Minimum 2 years of experience in credit processing or a similar role.
• Strong knowledge of credit analysis and underwriting principles.
• Proficiency in using credit management software and MS Office applications.
• Attention to detail and ability to work accurately under pressure.
• Effective communication and interpersonal skills.
• Ability to work collaboratively in a team environment.
• Willingness to stay updated with industry trends and best practices.
• Flexibility to adapt to changing priorities and work schedules.

Responsibilities

• Process credit applications and perform thorough credit assessments.
• Review and analyze financial documents, such as income statements and bank statements.
• Make credit decisions based on established criteria and guidelines.
• Maintain accurate records and ensure data integrity in our credit management system.
• Collaborate with the customer care team to address customer inquiries and provide timely responses.
• Monitor and manage credit risk by identifying potential issues and implementing mitigation strategies.
• Stay updated with industry regulations and ensure compliance in credit processing.
• Prepare and generate credit-related reports for management and stakeholders.
• Provide training and support to junior team members on credit processing procedures.
• Contribute to process improvement initiatives and suggest enhancements to streamline credit operations.

Skills

Credit analysis

Underwriting principles

Attention to detail

Communication skills

Team collaboration

Education

Bachelor's degree in Finance or Accounting

Tools

Credit management software

MS Office

Job description

Digitide started with a simple vision: to transform business operations and drive growth for enterprises across the globe.

For over 20 years, we’ve been at the forefront of this mission, creating lasting impact through AI-led digital solutions, smart business processes, and deep industry expertise. Our journey began as a partner to businesses looking to enhance operational efficiency and customer experiences. By combining the power of AI, data intelligence, and business process services, we’ve been able to help our customers master the digital age and stay ahead of the curve.

With a global presence across 40 locations in 5 countries and a team of 55,000 dedicated associates, we deliver transformative solutions that help businesses adapt, evolve, and thrive in a constantly changing world. We’re more than just a service provider we’re a committed partner driving meaningful impact every day. We leverage global expertise and local insights to help customers navigate challenges and seize new opportunities. With a focus on innovation, collaboration, and results, we continue to pave the way for the future of business.

Job Description

As a Credit Processing Analyst, you will play a vital role in our organization's credit operations. Your primary responsibility will be to process credit applications and ensure timely and accurate decision‑making. You will work closely with our customer care team to provide support and resolve any credit‑related inquiries. This role requires a strong understanding of credit processes, attention to detail, and excellent communication skills.

Responsibilities

• Process credit applications and perform thorough credit assessments.
• Review and analyze financial documents, such as income statements and bank statements.
• Make credit decisions based on established criteria and guidelines.
• Maintain accurate records and ensure data integrity in our credit management system.
• Collaborate with the customer care team to address customer inquiries and provide timely responses.
• Monitor and manage credit risk by identifying potential issues and implementing mitigation strategies.
• Stay updated with industry regulations and ensure compliance in credit processing.
• Prepare and generate credit‑related reports for management and stakeholders.
• Provide training and support to junior team members on credit processing procedures.
• Contribute to process improvement initiatives and suggest enhancements to streamline credit operations.

Qualifications

• Bachelor's degree in Finance, Accounting, or a related field.
• Minimum 2 years of experience in credit processing or a similar role.
• Strong knowledge of credit analysis and underwriting principles.
• Excellent analytical and problem‑solving skills.
• Proficiency in using credit management software and MS Office applications.
• Attention to detail and ability to work accurately under pressure.
• Effective communication and interpersonal skills.
• Ability to work collaboratively in a team environment.
• Willingness to stay updated with industry trends and best practices.
• Flexibility to adapt to changing priorities and work schedules.

About Us

Digitide started with a simple vision: to transform business operations and drive growth for enterprises across the globe.

For over 20 years, we’ve been at the forefront of this mission, creating lasting impact through AI‑led digital solutions, smart business processes, and deep industry expertise. Our journey began as a partner to businesses looking to enhance operational efficiency and customer experiences. By combining the power of AI, data intelligence, and business process services, we’ve been able to help our customers master the digital age and stay ahead of the curve.

With a global presence across 40 locations in 5 countries and a team of 55,000 dedicated associates, we deliver transformative solutions that help businesses adapt, evolve, and thrive in a constantly changing world. We’re more than just a service provider we’re a committed partner driving meaningful impact every day. We leverage global expertise and local insights to help customers navigate challenges and seize new opportunities. With a focus on innovation, collaboration, and results, we continue to pave the way for the future of business.

Job Info

• Job Identification 261977
• Job Category Customer Support/Operations | BPM