Credit Processing Analyst

Digitide; Hardoi; On-site; INR 500,000 - 700,000; Full time

Job summary

Digitide is seeking a Credit Processing Analyst to join our back-office team. You will handle credit applications, verify documents, assess risk, and maintain records to support customer relationships and growth.

You will collaborate with care teams, monitor credit limits, implement policies, and help train junior analysts while staying current with regulatory changes.

Qualifications

• Bachelor's degree in Finance, Accounting, or a related field.
• Minimum 2 years of experience in credit processing or a similar role.
• Strong knowledge of credit analysis and underwriting principles.
• Excellent analytical and problem-solving skills with attention to detail.
• Proficiency in using credit processing software and MS Office.
• Ability to work independently and manage multiple tasks.

Responsibilities

• Process and analyze credit applications, ensuring accuracy and compliance with regulations.
• Review and verify customer documentation, such as financial statements and credit reports.
• Evaluate creditworthiness and make informed decisions on credit approvals or denials.
• Maintain and update customer credit records, ensuring data integrity and confidentiality.
• Collaborate with the customer care team to address customer inquiries and concerns related to credit.
• Monitor and manage credit limits, ensuring timely renewals and adjustments.
• Implement and maintain credit policies and procedures, in line with company guidelines.
• Provide support and training to junior analysts on credit processing best practices.
• Generate and analyze credit-related reports, identifying trends and areas for improvement.
• Stay updated with industry trends and regulations, ensuring our credit processes remain compliant.

Skills

Credit analysis

Underwriting principles

Analytical thinking

MS Office

Credit processing software

Communication skills

Customer service orientation

Self-motivation

Multitasking

Education

Bachelor's degree in Finance/Accounting or related field

Tools

Credit processing software

Job description

Digitide started with a simple vision: to transform business operations and drive growth for enterprises across the globe.

For over 20 years, we’ve been at the forefront of this mission, creating lasting impact through AI-led digital solutions, smart business processes, and deep industry expertise. Our journey began as a partner to businesses looking to enhance operational efficiency and customer experiences. By combining the power of AI, data intelligence, and business process services, we’ve been able to help our customers master the digital age and stay ahead of the curve.

With a global presence across 40 locations in 5 countries and a team of 55,000 dedicated associates, we deliver transformative solutions that help businesses adapt, evolve, and thrive in a constantly changing world. We’re more than just a service provider we’re a committed partner driving meaningful impact every day. We leverage global expertise and local insights to help customers navigate challenges and seize new opportunities. With a focus on innovation, collaboration, and results, we continue to pave the way for the future of business.

Job Description

As a Credit Processing Analyst, you will play a vital role in handling credit-related inquiries and ensuring smooth operations within our back-office department. Your expertise will contribute to maintaining positive customer relationships and driving business growth. This position offers an exciting opportunity to be a key player in our company's financial services division.

Responsibilities

• Process and analyze credit applications, ensuring accuracy and compliance with regulations.
• Review and verify customer documentation, such as financial statements and credit reports.
• Evaluate creditworthiness and make informed decisions on credit approvals or denials.
• Maintain and update customer credit records, ensuring data integrity and confidentiality.
• Collaborate with the customer care team to address customer inquiries and concerns related to credit.
• Monitor and manage credit limits, ensuring timely renewals and adjustments.
• Implement and maintain credit policies and procedures, in line with company guidelines.
• Provide support and training to junior analysts on credit processing best practices.
• Generate and analyze credit-related reports, identifying trends and areas for improvement.
• Stay updated with industry trends and regulations, ensuring our credit processes remain compliant.

Qualifications

• Bachelor's degree in Finance, Accounting, or a related field.
• Minimum 2 years of experience in credit processing or a similar role.
• Strong knowledge of credit analysis and underwriting principles.
• Excellent analytical and problem-solving skills, with attention to detail.
• Proficiency in using credit processing software and MS Office applications.
• Ability to work independently and manage multiple tasks effectively.
• Excellent communication skills, both written and verbal.
• Strong customer service orientation and a proactive approach to problem-solving.
• Willingness to learn and adapt to changing industry standards and regulations.
• A self-starter with a positive attitude and a passion for financial services.

About Us

Digitide started with a simple vision: to transform business operations and drive growth for enterprises across the globe.

For over 20 years, we’ve been at the forefront of this mission, creating lasting impact through AI-led digital solutions, smart business processes, and deep industry expertise. Our journey began as a partner to businesses looking to enhance operational efficiency and customer experiences. By combining the power of AI, data intelligence, and business process services, we’ve been able to help our customers master the digital age and stay ahead of the curve.

With a global presence across 40 locations in 5 countries and a team of 55,000 dedicated associates, we deliver transformative solutions that help businesses adapt, evolve, and thrive in a constantly changing world. We’re more than just a service provider we’re a committed partner driving meaningful impact every day. We leverage global expertise and local insights to help customers navigate challenges and seize new opportunities. With a focus on innovation, collaboration, and results, we continue to pave the way for the future of business.

Job Info

• Job Identification 262720
• Job Category Customer Support/Operations | BPM