Credit Processing Analyst

Digitide; Bengaluru; On-site; INR 600,000 - 900,000; Full time

Job summary

Digitide is seeking a Credit Processing Analyst to strengthen our back-office operations. You will handle credit applications, conduct assessments, communicate with customers, and maintain records with a focus on accuracy and confidentiality.

We expect 2+ years in credit processing, a finance-related degree, and proficiency with credit processing software and MS Office. You will collaborate with the credit team to implement robust policies and drive continuous improvement.

Qualifications

• Bachelor's degree in Finance, Business, or a related field preferred.
• 2+ years of experience in credit processing or similar role, BFSI industry preferred.
• Strong knowledge of credit assessment methodologies and regulations.
• Excellent analytical and problem-solving skills, with a keen eye for detail.
• Proficiency in using credit processing software and MS Office applications.
• Effective communication skills, written and verbal; ability to explain complex concepts simply.
• Ability to work independently and manage multiple tasks simultaneously.
• Strong organizational skills and proactive approach to work.
• Willingness to stay updated with industry trends and best practices in credit processing.

Responsibilities

• Process and review credit applications, ensuring accuracy and regulatory compliance.
• Conduct thorough credit assessments and evaluations considering various factors.
• Communicate with customers about their credit applications and provide updates.
• Maintain and update customer records with data integrity and confidentiality.
• Collaborate with the credit team to identify and address risks or issues.
• Monitor and analyze credit trends for process improvement opportunities.
• Provide regular reports and insights to management on key metrics.
• Assist in developing and implementing credit policies and procedures.
• Train and mentor junior analysts to foster knowledge sharing.

Skills

Analytical skills

Attention to detail

Communication skills

Independent work

Education

Bachelor's degree in Finance/Business

Tools

Credit processing software

MS Office

Job description

Digitide started with a simple vision: to transform business operations and drive growth for enterprises across the globe.

For over 20 years, we’ve been at the forefront of this mission, creating lasting impact through AI-led digital solutions, smart business processes, and deep industry expertise. Our journey began as a partner to businesses looking to enhance operational efficiency and customer experiences. By combining the power of AI, data intelligence, and business process services, we’ve been able to help our customers master the digital age and stay ahead of the curve.

With a global presence across 40 locations in 5 countries and a team of 55,000 dedicated associates, we deliver transformative solutions that help businesses adapt, evolve, and thrive in a constantly changing world. We’re more than just a service provider we’re a committed partner driving meaningful impact every day. We leverage global expertise and local insights to help customers navigate challenges and seize new opportunities. With a focus on innovation, collaboration, and results, we continue to pave the way for the future of business.

Job Description

As a Credit Processing Analyst, you will play a vital role in our organization's back-office operations. Your primary responsibility will be to handle credit-related inquiries and processes, ensuring a smooth and efficient customer experience. You will be the bridge between our customers and the credit processing system, providing accurate and timely information and support.

Responsibilities

• Process and review credit applications, ensuring accuracy and compliance with regulations.
• Conduct thorough credit assessments and evaluations, considering various factors.
• Communicate with customers regarding their credit applications, providing updates and resolving queries.
• Maintain and update customer records, ensuring data integrity and confidentiality.
• Collaborate with the credit team to identify and address any potential risks or issues.
• Monitor and analyze credit trends, identifying opportunities for process improvements.
• Provide regular reports and insights to the management team, highlighting key credit-related metrics.
• Assist in developing and implementing credit policies and procedures, ensuring consistency and effectiveness.
• Train and mentor junior analysts, fostering a culture of knowledge-sharing and continuous improvement.

Qualifications

• Bachelor's degree in Finance, Business, or a related field is preferred.
• 2+ years of experience in credit processing or a similar role, preferably in the BFSI industry.
• Strong knowledge of credit assessment methodologies and regulations.
• Excellent analytical and problem-solving skills, with a keen eye for detail.
• Proficiency in using credit processing software and MS Office applications.
• Effective communication skills, both written and verbal, with the ability to explain complex concepts simply.
• Ability to work independently and manage multiple tasks simultaneously.
• Strong organizational skills and a proactive approach to work.
• Willingness to stay updated with industry trends and best practices in credit processing.

About Us

Digitide started with a simple vision: to transform business operations and drive growth for enterprises across the globe.

For over 20 years, we’ve been at the forefront of this mission, creating lasting impact through AI-led digital solutions, smart business processes, and deep industry expertise. Our journey began as a partner to businesses looking to enhance operational efficiency and customer experiences. By combining the power of AI, data intelligence, and business process services, we’ve been able to help our customers master the digital age and stay ahead of the curve.

With a global presence across 40 locations in 5 countries and a team of 55,000 dedicated associates, we deliver transformative solutions that help businesses adapt, evolve, and thrive in a constantly changing world. We’re more than just a service provider we’re a committed partner driving meaningful impact every day. We leverage global expertise and local insights to help customers navigate challenges and seize new opportunities. With a focus on innovation, collaboration, and results, we continue to pave the way for the future of business.

Job Info

• Job Identification 263664
• Job Category Customer Support/Operations | BPM