Credit Processing Analyst

Digitide; Viluppuram; On-site; INR 450,000 - 650,000; Full time

Job summary

Digitide is seeking a Credit Processing Analyst in its CLM Domestic BFSI department. You will handle credit applications, perform assessments, and maintain customer credit records with a focus on accuracy and regulatory compliance.

The role requires a Finance/Accounting degree and at least 2 years of credit processing experience, with strong analytical and communication skills to support the team and ensure service levels.

Qualifications

• Bachelor's degree in Finance, Accounting, or a related field.
• Minimum 2 years of experience in credit processing or a similar role.
• Strong knowledge of credit principles, regulations, and best practices.
• Excellent analytical and problem-solving skills, with attention to detail.
• Proficiency in using credit processing software and tools.
• Effective communication and interpersonal skills, both written and verbal.

Responsibilities

• Process and review credit applications, ensuring accuracy and compliance with regulations.
• Conduct thorough credit assessments and evaluations, considering various factors.
• Maintain and update customer credit records, ensuring data integrity.
• Collaborate with the customer care team to resolve credit-related inquiries and issues.
• Monitor and analyze credit trends, identifying potential risks and opportunities.
• Implement and maintain credit policies and procedures, ensuring consistency.
• Provide support and guidance to other team members on credit-related matters.
• Stay updated with industry trends and best practices in credit processing.
• Ensure timely and efficient credit processing, meeting service level agreements.

Skills

Analytical skills

Problem-solving

Effective communication

Interpersonal skills

Attention to detail

Education

Bachelor's degree in Finance/Accounting

Tools

Credit processing software

Job description

Digitide started with a simple vision: to transform business operations and drive growth for enterprises across the globe.

For over 20 years, we’ve been at the forefront of this mission, creating lasting impact through AI-led digital solutions, smart business processes, and deep industry expertise. Our journey began as a partner to businesses looking to enhance operational efficiency and customer experiences. By combining the power of AI, data intelligence, and business process services, we’ve been able to help our customers master the digital age and stay ahead of the curve.

With a global presence across 40 locations in 5 countries and a team of 55,000 dedicated associates, we deliver transformative solutions that help businesses adapt, evolve, and thrive in a constantly changing world. We’re more than just a service provider we’re a committed partner driving meaningful impact every day. We leverage global expertise and local insights to help customers navigate challenges and seize new opportunities. With a focus on innovation, collaboration, and results, we continue to pave the way for the future of business.

Job Description

The Credit Processing Analyst will play a vital role in our back-office operations, specifically within the CLM Domestic BFSI department. This role is responsible for handling credit-related tasks, ensuring smooth and accurate processing, and maintaining high standards of customer service. As a key member of the team, the analyst will contribute to the overall efficiency and success of our operations.

Responsibilities

• Process and review credit applications, ensuring accuracy and compliance with regulations.
• Conduct thorough credit assessments and evaluations, considering various factors.
• Maintain and update customer credit records, ensuring data integrity.
• Collaborate with the customer care team to resolve credit-related inquiries and issues.
• Monitor and analyze credit trends, identifying potential risks and opportunities.
• Implement and maintain credit policies and procedures, ensuring consistency.
• Provide support and guidance to other team members on credit-related matters.
• Stay updated with industry trends and best practices in credit processing.
• Ensure timely and efficient credit processing, meeting service level agreements.

Qualifications

• Bachelor's degree in Finance, Accounting, or a related field.
• Minimum 2 years of experience in credit processing or a similar role.
• Strong knowledge of credit principles, regulations, and best practices.
• Excellent analytical and problem-solving skills, with attention to detail.
• Proficiency in using credit processing software and tools.
• Effective communication and interpersonal skills, both written and verbal.
• Ability to work independently and manage multiple tasks simultaneously.
• Strong organizational skills and a proactive approach to work.
• Willingness to learn and adapt to new processes and technologies.
• A team player with a positive attitude and a customer-centric mindset.

About Us

Digitide started with a simple vision: to transform business operations and drive growth for enterprises across the globe.

For over 20 years, we’ve been at the forefront of this mission, creating lasting impact through AI-led digital solutions, smart business processes, and deep industry expertise. Our journey began as a partner to businesses looking to enhance operational efficiency and customer experiences. By combining the power of AI, data intelligence, and business process services, we’ve been able to help our customers master the digital age and stay ahead of the curve.

With a global presence across 40 locations in 5 countries and a team of 55,000 dedicated associates, we deliver transformative solutions that help businesses adapt, evolve, and thrive in a constantly changing world. We’re more than just a service provider we’re a committed partner driving meaningful impact every day. We leverage global expertise and local insights to help customers navigate challenges and seize new opportunities. With a focus on innovation, collaboration, and results, we continue to pave the way for the future of business.

Job Info

• Job Identification 260002
• Job Category Customer Support/Operations | BPM