Credit Officer

Digitide; Hyderabad; On-site; INR 550,000 - 850,000; Full time

Job summary

Digitide in Hyderabad is seeking a Credit Officer to manage credit operations and ensure compliance with policies. You will work with the back-office team to process credit applications, perform checks, and keep accurate records.

The ideal candidate has a finance degree, at least 3 years in credit management, strong analytical skills, and knowledge of banking regulations. You will communicate with customers and continuously improve credit processes.

Qualifications

• Bachelor's degree in Finance, Accounting, or a related field.
• Minimum 3 years of experience in credit management or a similar role.
• Strong knowledge of credit policies, regulations, and best practices.
• Excellent analytical and problem-solving skills for credit assessment.
• Proficiency in using credit management software and tools.
• Effective communication and customer service skills.
• Ability to work independently and manage multiple tasks.
• Attention to detail and accuracy in handling financial data.
• Familiarity with banking and financial services industry is preferred.
• Willingness to stay updated with industry trends and regulations.

Responsibilities

• Manage and oversee credit operations, ensuring compliance with policies and regulations.
• Process and evaluate credit applications, performing thorough credit checks.
• Maintain accurate records of credit transactions and customer information.
• Provide timely updates and communication to customers regarding their credit status.
• Collaborate with the back-office team to streamline credit processes and improve efficiency.
• Monitor and analyze credit trends, identifying potential risks and opportunities.
• Ensure compliance with internal controls and external regulations related to credit.
• Resolve customer inquiries and complaints related to credit services.
• Conduct periodic reviews of credit policies and procedures, suggesting improvements.
• Stay updated with industry best practices and emerging trends in credit management.

Skills

Credit management

Analytical ability

Regulatory knowledge

Communication

Multitasking

Education

Bachelor's degree in Finance or related field

Tools

Credit software

Job description

Digitide started with a simple vision: to transform business operations and drive growth for enterprises across the globe.

For over 20 years, we’ve been at the forefront of this mission, creating lasting impact through AI-led digital solutions, smart business processes, and deep industry expertise. Our journey began as a partner to businesses looking to enhance operational efficiency and customer experiences. By combining the power of AI, data intelligence, and business process services, we’ve been able to help our customers master the digital age and stay ahead of the curve.

With a global presence across 40 locations in 5 countries and a team of 55,000 dedicated associates, we deliver transformative solutions that help businesses adapt, evolve, and thrive in a constantly changing world. We’re more than just a service provider we’re a committed partner driving meaningful impact every day. We leverage global expertise and local insights to help customers navigate challenges and seize new opportunities. With a focus on innovation, collaboration, and results, we continue to pave the way for the future of business.

Job Description

As a Credit Officer, you will play a crucial role in our company's financial operations. Your primary responsibility will be to manage and oversee credit-related activities, ensuring smooth and efficient processes. You will work closely with our back-office team to maintain accurate records, process credit applications, and provide timely updates to customers. Your expertise in credit management will contribute to the overall success of our financial services division.

Responsibilities

• Manage and oversee credit operations, ensuring compliance with policies and regulations.
• Process and evaluate credit applications, performing thorough credit checks.
• Maintain accurate records of credit transactions and customer information.
• Provide timely updates and communication to customers regarding their credit status.
• Collaborate with the back-office team to streamline credit processes and improve efficiency.
• Monitor and analyze credit trends, identifying potential risks and opportunities.
• Ensure compliance with internal controls and external regulations related to credit.
• Resolve customer inquiries and complaints related to credit services.
• Conduct periodic reviews of credit policies and procedures, suggesting improvements.
• Stay updated with industry best practices and emerging trends in credit management.

Qualifications

• Bachelor's degree in Finance, Accounting, or a related field.
• Minimum 3 years of experience in credit management or a similar role.
• Strong knowledge of credit policies, regulations, and best practices.
• Excellent analytical and problem-solving skills for credit assessment.
• Proficiency in using credit management software and tools.
• Effective communication and customer service skills.
• Ability to work independently and manage multiple tasks.
• Attention to detail and accuracy in handling financial data.
• Familiarity with banking and financial services industry is preferred.
• Willingness to stay updated with industry trends and regulations.

Job Info

• Job Identification 267209
• Job Category Customer Support/Operations | BPM