Credit Officer

Digitide; Ahmedabad District; Vor Ort; INR 600.000 - 1.000.000; Vollzeit

Zusammenfassung

Digitide is seeking a Credit Officer to oversee credit-related activities and ensure sound credit decisions. You will evaluate applications, assess risk, and maintain records in alignment with internal policies and regulatory requirements.

You will work with the CCE team to optimize credit processes, monitor limits, and report on performance metrics while maintaining strong client relationships and compliance with industry standards.

Qualifikationen

• Bachelor's degree in Finance, Accounting, Business Administration, or a related field.
• Minimum 3 years of experience in credit analysis, credit risk management, or a similar role.
• Strong analytical skills with the ability to interpret financial data and make sound credit decisions.
• Excellent communication and interpersonal skills, with a customer-centric approach.
• Proficiency in using credit analysis tools and software, such as credit scoring models and financial analysis software.
• Knowledge of regulatory requirements and compliance standards in the financial industry.
• Ability to work independently and manage multiple tasks simultaneously.
• Strong attention to detail and a commitment to maintaining accurate records.
• Excellent problem-solving skills and a proactive approach to identifying and resolving credit-related issues.
• Willingness to stay updated with industry developments and best practices in credit management.

Aufgaben

• Evaluate and analyze credit applications, financial statements, and other relevant documents to assess creditworthiness.
• Make informed credit decisions based on risk assessment and company policies, ensuring compliance with regulations.
• Maintain accurate records of credit transactions, including loan approvals, disbursements, and repayments.
• Monitor and manage credit limits, ensuring they align with the company's risk appetite and client needs.
• Build and maintain strong relationships with clients, providing them with timely updates and resolving any credit-related queries.
• Collaborate with the CCE team to gather customer feedback and identify areas for improvement in credit processes.
• Stay updated with industry trends and best practices in credit management to enhance our services.
• Prepare and present periodic reports on credit performance, highlighting key metrics and areas of concern.
• Assist in developing and implementing strategies to mitigate credit risks and improve overall credit management.
• Ensure compliance with legal and regulatory requirements related to credit operations.

Jobbeschreibung

Digitide started with a simple vision: to transform business operations and drive growth for enterprises across the globe.

For over 20 years, we’ve been at the forefront of this mission, creating lasting impact through AI-led digital solutions, smart business processes, and deep industry expertise. Our journey began as a partner to businesses looking to enhance operational efficiency and customer experiences. By combining the power of AI, data intelligence, and business process services, we’ve been able to help our customers master the digital age and stay ahead of the curve.

With a global presence across 40 locations in 5 countries and a team of 55,000 dedicated associates, we deliver transformative solutions that help businesses adapt, evolve, and thrive in a constantly changing world. We’re more than just a service provider we’re a committed partner driving meaningful impact every day. We leverage global expertise and local insights to help customers navigate challenges and seize new opportunities. With a focus on innovation, collaboration, and results, we continue to pave the way for the future of business.

Job Description

As a Credit Officer, you will be responsible for overseeing credit-related activities, including evaluating credit applications, assessing creditworthiness, and making informed decisions. Your role is crucial in maintaining the financial health and stability of our organization. You will work closely with the CCE team to ensure a seamless customer experience and effective credit management.

Responsibilities

• Evaluate and analyze credit applications, financial statements, and other relevant documents to assess creditworthiness.
• Make informed credit decisions based on risk assessment and company policies, ensuring compliance with regulations.
• Maintain accurate records of credit transactions, including loan approvals, disbursements, and repayments.
• Monitor and manage credit limits, ensuring they align with the company's risk appetite and client needs.
• Build and maintain strong relationships with clients, providing them with timely updates and resolving any credit-related queries.
• Collaborate with the CCE team to gather customer feedback and identify areas for improvement in credit processes.
• Stay updated with industry trends and best practices in credit management to enhance our services.
• Prepare and present periodic reports on credit performance, highlighting key metrics and areas of concern.
• Assist in developing and implementing strategies to mitigate credit risks and improve overall credit management.
• Ensure compliance with legal and regulatory requirements related to credit operations.

Qualifications

• Bachelor's degree in Finance, Accounting, Business Administration, or a related field.
• Minimum 3 years of experience in credit analysis, credit risk management, or a similar role.
• Strong analytical skills with the ability to interpret financial data and make sound credit decisions.
• Excellent communication and interpersonal skills, with a customer-centric approach.
• Proficiency in using credit analysis tools and software, such as credit scoring models and financial analysis software.
• Knowledge of regulatory requirements and compliance standards in the financial industry.
• Ability to work independently and manage multiple tasks simultaneously.
• Strong attention to detail and a commitment to maintaining accurate records.
• Excellent problem-solving skills and a proactive approach to identifying and resolving credit-related issues.
• Willingness to stay updated with industry developments and best practices in credit management.

Job Info

• Job Identification 265200
• Job Category Customer Support/Operations | BPM