Credit Officer

Digitide; Delhi; On-site; INR 600,000 - 900,000; Full time

Job summary

Digitide is seeking a Credit Officer to evaluate and approve credit applications, conduct risk assessments, and maintain accurate records.

You will work with the credit team to ensure policy compliance, monitor limits, and provide reports to senior management while building strong client relationships.

Qualifications

• Bachelor's degree in Finance, Accounting, Business Administration, or a related field.
• Minimum 2 years of experience in credit analysis or a similar role.
• Strong knowledge of credit risk assessment and management principles.
• Excellent analytical and problem-solving skills with attention to detail.
• Proficiency in using financial software and tools for credit analysis.

Responsibilities

• Evaluate and approve credit applications, ensuring compliance with company policies and regulations.
• Conduct thorough credit risk assessments, including financial analysis and background checks.
• Maintain accurate and up-to-date records of credit applications, approvals, and rejections.
• Monitor and manage credit limits, ensuring they align with the company's risk appetite.
• Collaborate with the credit team and other departments to resolve customer inquiries and concerns.
• Stay updated on industry trends and best practices in credit management.
• Provide accurate and timely reports on credit performance and trends to senior management.
• Assist in developing and implementing credit policies and procedures to enhance efficiency.
• Build and maintain strong relationships with clients, fostering a positive customer experience.
• Ensure compliance with legal and regulatory requirements related to credit operations.

Skills

Credit analysis

Financial analysis

Risk assessment

Communication

Attention to detail

Time management

Education

Bachelor's degree in Finance, Accounting, Business Administration, or a related field

Tools

Financial software

Job description

Digitide started with a simple vision: to transform business operations and drive growth for enterprises across the globe.

For over 20 years, we’ve been at the forefront of this mission, creating lasting impact through AI-led digital solutions, smart business processes, and deep industry expertise. Our journey began as a partner to businesses looking to enhance operational efficiency and customer experiences. By combining the power of AI, data intelligence, and business process services, we’ve been able to help our customers master the digital age and stay ahead of the curve.

With a global presence across 40 locations in 5 countries and a team of 55,000 dedicated associates, we deliver transformative solutions that help businesses adapt, evolve, and thrive in a constantly changing world. We’re more than just a service provider we’re a committed partner driving meaningful impact every day. We leverage global expertise and local insights to help customers navigate challenges and seize new opportunities. With a focus on innovation, collaboration, and results, we continue to pave the way for the future of business.

Job Description

As a Credit Officer, you will be responsible for evaluating and approving credit applications, performing thorough credit risk assessments, and maintaining accurate records. Your role is crucial in ensuring the financial health and stability of our organization. You will work closely with the credit team and other departments to provide excellent customer service and support. This position offers an opportunity to contribute to the company's growth and success while developing your skills in credit management and financial analysis.

Responsibilities

• Evaluate and approve credit applications, ensuring compliance with company policies and regulations.
• Conduct thorough credit risk assessments, including financial analysis and background checks.
• Maintain accurate and up-to-date records of credit applications, approvals, and rejections.
• Monitor and manage credit limits, ensuring they align with the company's risk appetite.
• Collaborate with the credit team and other departments to resolve customer inquiries and concerns.
• Stay updated on industry trends and best practices in credit management.
• Provide accurate and timely reports on credit performance and trends to senior management.
• Assist in developing and implementing credit policies and procedures to enhance efficiency.
• Build and maintain strong relationships with clients, fostering a positive customer experience.
• Ensure compliance with legal and regulatory requirements related to credit operations.

Qualifications

• Bachelor's degree in Finance, Accounting, Business Administration, or a related field.
• Minimum 2 years of experience in credit analysis or a similar role.
• Strong knowledge of credit risk assessment and management principles.
• Excellent analytical and problem-solving skills, with attention to detail.
• Proficiency in using financial software and tools for credit analysis.
• Ability to work independently and manage multiple tasks simultaneously.
• Effective communication and interpersonal skills for interacting with clients and colleagues.
• Familiarity with industry-specific regulations and compliance standards.
• Willingness to stay updated on industry trends and best practices.
• Strong organizational skills and a proactive approach to work.

Job Info

• Job Identification 269513
• Job Category Customer Support/Operations | BPM