Credit Officer

Digitide; Chennai; On-site; INR 400,000 - 640,000; Full time

Job summary

Digitide invites applications for a Credit Officer to join our back-office operations in the CLM Domestic BFSI division. You will oversee credit processes, assess risk, and ensure smooth loan handling while maintaining high customer service standards.

The role emphasizes compliance, accuracy, and cross-department collaboration to support financial health and growth. Ideal for candidates with strong analytical and communication skills.

Qualifications

• Bachelor's degree or equivalent in finance, accounting, or related field.
• 3+ years in a credit officer or similar role.
• Strong knowledge of credit analysis, risk assessment, and loan processing.
• Excellent analytical and decision-making abilities.
• Proficiency with financial software and tools.

Responsibilities

• Manage and oversee credit operations including loan processing and approvals.
• Ensure compliance with internal policies and regulatory requirements.
• Review and analyze credit applications and financial statements.
• Conduct credit risk assessments and approve loan decisions.
• Maintain accurate records and documentation for credit activities.
• Provide excellent service to internal and external stakeholders.
• Collaborate with other departments to streamline credit processes.
• Stay updated on credit industry trends and best practices.
• Identify areas for process improvement and implement efficient strategies.
• Build strong relationships with clients through effective communication.

Skills

Credit analysis

Risk assessment

Loan processing

Analytical skills

Decision making

Communication

Interpersonal skills

Attention to detail

Confidentiality

Regulatory awareness

Education

Bachelor's degree in Finance, Accounting, Business Administration, or related field

Job description

Digitide started with a simple vision: to transform business operations and drive growth for enterprises across the globe.

For over 20 years, we’ve been at the forefront of this mission, creating lasting impact through AI-led digital solutions, smart business processes, and deep industry expertise. Our journey began as a partner to businesses looking to enhance operational efficiency and customer experiences. By combining the power of AI, data intelligence, and business process services, we’ve been able to help our customers master the digital age and stay ahead of the curve.

With a global presence across 40 locations in 5 countries and a team of 55,000 dedicated associates, we deliver transformative solutions that help businesses adapt, evolve, and thrive in a constantly changing world. We’re more than just a service provider we’re a committed partner driving meaningful impact every day. We leverage global expertise and local insights to help customers navigate challenges and seize new opportunities. With a focus on innovation, collaboration, and results, we continue to pave the way for the future of business.

Job Description

As a Credit Officer, you will play a vital role in our back-office operations, specifically in the CLM Domestic BFSI department. Your primary focus will be on managing and overseeing credit-related processes, ensuring smooth operations, and maintaining high standards of customer satisfaction. This role is crucial in maintaining the financial health and stability of our organization.

Responsibilities

• Manage and oversee credit operations, including loan processing and approval.
• Ensure compliance with internal policies, procedures, and regulatory requirements.
• Review and analyze credit applications, financial statements, and other relevant documents.
• Conduct credit risk assessments and make informed decisions on loan approvals.
• Maintain accurate records and documentation for all credit-related activities.
• Provide excellent customer service and support to internal and external stakeholders.
• Collaborate with other departments to ensure seamless credit processes.
• Stay updated on industry trends and best practices in credit management.
• Identify areas for process improvement and implement efficient strategies.
• Maintain strong relationships with clients and build trust through effective communication.

Qualifications

• Bachelor's degree in Finance, Accounting, Business Administration, or a related field.
• Minimum 3 years of experience in a credit officer or similar role.
• Strong knowledge of credit analysis, risk assessment, and loan processing.
• Excellent analytical and decision-making skills.
• Proficiency in using financial software and tools.
• Ability to work independently and manage multiple tasks simultaneously.
• Strong communication and interpersonal skills for effective collaboration.
• Attention to detail and a commitment to accuracy and confidentiality.
• Willingness to stay updated on industry regulations and best practices.
• Ability to work in a fast-paced environment and meet tight deadlines.

About Us

Digitide started with a simple vision: to transform business operations and drive growth for enterprises across the globe.

For over 20 years, we’ve been at the forefront of this mission, creating lasting impact through AI-led digital solutions, smart business processes, and deep industry expertise. Our journey began as a partner to businesses looking to enhance operational efficiency and customer experiences. By combining the power of AI, data intelligence, and business process services, we’ve been able to help our customers master the digital age and stay ahead of the curve.

With a global presence across 40 locations in 5 countries and a team of 55,000 dedicated associates, we deliver transformative solutions that help businesses adapt, evolve, and thrive in a constantly changing world. We’re more than just a service provider we’re a committed partner driving meaningful impact every day. We leverage global expertise and local insights to help customers navigate challenges and seize new opportunities. With a focus on innovation, collaboration, and results, we continue to pave the way for the future of business.

Job Info

• Job Identification 255358
• Job Category Customer Support/Operations | BPM