Credit Manager Retail-Secured

Aditya Birla Capital (ABCL); Raichur District; On-site; INR 600,000 - 800,000; Full time

Job summary

Aditya Birla Capital (ABCL) is seeking a Credit Underwriter to support the loan underwriting process in Karnataka. The role involves collaborating with sales teams, reviewing applications, and preparing credit proposals and sanction letters.

You will also participate in credit evaluation meetings, document findings, and ensure timely processing of loan requests within policy. You will monitor portfolio performance, identify early warning signs of default (EWS), ensure compliance with regulatory

Responsibilities

• Collaborate with sales teams to provide pre-sanction feedback on loan applications.
• Monitor portfolio performance, identify early warning signs of default (EWS), and take corrective action as needed.
• Ensure compliance with regulatory requirements and internal policies for credit underwriting.
• Prepare credit proposals, sanction letters, and other documents related to loan processing.
• Conduct credit analysis, appraisal, and evaluation to assess borrower's creditworthiness.

Job description

Roles and Responsibilities

• Collaborate with sales teams to provide pre-sanction feedback on loan applications.
  
• Monitor portfolio performance, identify early warning signs of default (EWS), and take corrective action as needed.
  
• Ensure compliance with regulatory requirements and internal policies for credit underwriting.
  
• Prepare credit proposals, sanction letters, and other documents related to loan processing.
  
• Conduct credit analysis, appraisal, and evaluation to assess borrower's creditworthiness.