Branch Credit Officer

Aye Finance Limited; Bankura; Sur place; INR 400 000 - 600 000; Plein temps

Résumé du poste

Aye Finance Limited is seeking a credit-analyst role to conduct rigorous credit analysis, appraisal, and approval for loan applications in line with policy guidelines.

The candidate will assess borrowers' financials, ensure regulatory compliance, and work with teams to resolve customer queries while mitigating risks through sound portfolio management.

Responsabilités

• Conduct credit analysis, appraisal, and approval for loan applications within defined policy guidelines.
• Perform thorough risk assessment and evaluation of borrower's financial situation to determine creditworthiness.
• Collaborate with cross-functional teams to resolve customer queries and issues efficiently.
• Ensure compliance with regulatory requirements, internal policies, and procedures related to write-off processes.
• Identify potential risks and develop strategies to mitigate them through effective portfolio management practices.

Description du poste

Roles and Responsibilities

• Conduct credit analysis, appraisal, and approval for loan applications within defined policy guidelines.
  
• Perform thorough risk assessment and evaluation of borrower's financial situation to determine creditworthiness.
  
• Collaborate with cross-functional teams to resolve customer queries and issues efficiently.
  
• Ensure compliance with regulatory requirements, internal policies, and procedures related to write-off processes.
  
• Identify potential risks and develop strategies to mitigate them through effective portfolio management practices.