Credit Manager

Aditya Birla Capital Ltd.; Dadri, Gurugram District; On-site; INR 500,000 - 900,000; Full time

Job summary

Aditya Birla Capital Ltd. seeks a credit analyst in Uttar Pradesh to assess loan proposals, focusing on property collateral including affordable housing projects. You will evaluate financial statements, cash flows, and risks to determine creditworthiness and support decision-making.

Collaboration with internal teams to resolve processing issues and meticulous record-keeping of all credit decisions are essential. Prior experience in underwriting is preferred.

Responsibilities

• Conduct credit appraisal and assessment of loan proposals against property collateral, including affordable housing projects.
• Evaluate financial statements, cash flows, and other relevant data to determine creditworthiness.
• Identify potential risks associated with loan applications and recommend approval or rejection based on established policies.
• Collaborate with internal stakeholders to resolve any issues related to loan processing or underwriting.
• Maintain accurate records of all credit decisions made.

Job description

Roles and Responsibilities

• Conduct credit appraisal and assessment of loan proposals against property collateral, including affordable housing projects.
  
• Evaluate financial statements, cash flows, and other relevant data to determine creditworthiness.
  
• Identify potential risks associated with loan applications and recommend approval or rejection based on established policies.
  
• Collaborate with internal stakeholders to resolve any issues related to loan processing or underwriting.
  
• Maintain accurate records of all credit decisions made.