Credit Manager and Operation Manager (Both are different role)

Bfsi Connect; Ahmedabad District; On-site; INR 600,000 - 900,000; Full time

Job summary

Bfsi Connect is seeking a capable Corporate Credit professional to prepare and review credit proposals for corporate clients in Ahmedabad. You will analyze financial statements, cash flows, and repayment capacity to determine credit risk and limits.

You will evaluate various facilities like OD, CC, WCDL, LC, BG and Term Loans, and coordinate with teams to ensure timely processing and accurate credit reports for approvals.

Qualifications

• Experience in Corporate Credit / Credit Risk / Credit Underwriting.
• Strong understanding of working capital and corporate banking products.
• Good analytical, financial assessment, and report-writing skills.

Responsibilities

• Prepare and review credit proposals for new and existing corporate clients.
• Analyse financial statements, credit history, cash flows, and repayment capacity.
• Assess working capital requirements and appropriate credit limits.
• Evaluate OD, CC, WCDL, LC, BG and Term Loan facilities.
• Identify key credit risks and recommend suitable risk mitigation measures.
• Prepare credit reports and provide inputs for credit approval decisions.
• Coordinate with business and credit teams for timely processing of proposals.

Skills

Credit underwriting

Credit risk analysis

Financial statement analysis

Report writing

Job description

Role & responsibilities

• Prepare and review credit proposals for new and existing corporate clients.
• Analyse financial statements, credit history, cash flows, and repayment capacity.
• Assess working capital requirements and appropriate credit limits.
• Evaluate OD, CC, WCDL, LC, BG and Term Loan facilities.
• Identify key credit risks and recommend suitable risk mitigation measures.
• Prepare credit reports and provide inputs for credit approval decisions.
• Coordinate with business and credit teams for timely processing of proposals.

Preferred candidate profile

• Experience in Corporate Credit / Credit Risk / Credit Underwriting.
• Strong understanding of working capital and corporate banking products.
• Good analytical, financial assessment, and report-writing skills.
• Candidates from bankswith relevant experience preferred.