Credit Analyst MNC

Intellectual Capital HR Consulting Pvt. Ltd.; Pune District; On-site; INR 700,000 - 1,300,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. invites an experienced Credit Analyst to join our Mumbai team to evaluate large corporate lending proposals and monitor risk according to approved terms.

You will prepare credit appraisal notes, discuss terms with the business, gather information for CRANs, monitor accounts, escalate non-compliances with corrective action plans, and visit units when needed. This role also involves delivering monthly monitoring reports and maintaining strong Excel

Qualifications

• Experience in credit underwriting for large corporates.
• Proficient in Excel for financial modeling.
• Knowledge of project finance or infra sector credit analysis preferred.
• CA/MBA/CFA designation.
• Strong verbal and written communication and presentation skills.

Responsibilities

• Prepare credit appraisal notes for large corporates.
• Discuss terms and conditions with business for risk assessments.
• Coordinate with customers to obtain information for CRANs.
• Monitor accounts per sanctioning authority terms.
• Prepare monthly/quarterly monitoring reports for the portfolio.
• Escalate with action plans for non-compliances.
• Visit units and submit inspection reports.
• Manage escalations related to risk assessments.

Skills

Credit Underwriting

Excel

Project Finance

Communication

Education

CA

MBA

CFA

Job description

Job Information:

Role: Credit Analyst - lending MNC

Location: Mumbai

Job Role:

• Preparation of Credit Appraisal notes for Large Corporates
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements:

• Experience required in Credit Underwriting for Large Corporates
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.