Credit Analyst MNC

Intellectual Capital HR Consulting Pvt. Ltd.; Ahmedabad District; On-site; INR 1,200,000 - 2,400,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. in Mumbai seeks a Credit Analyst for lending to large corporates. You will prepare credit appraisal notes, discuss terms with business teams on risk assessments, and gather information for CRANs to ensure accurate risk profiling.

The role requires strong Excel-based financial modeling, experience in credit underwriting, and familiarity with project finance or infra sector analysis. Excellent communication and presentation skills are expected.

Qualifications

• Experience in Credit Underwriting for Large Corporates.
• Working knowledge of Excel for financial modeling.
• Experience in Project Finance and/or Infra sector credit analysis preferred.
• CA/MBA/CFA certifications.
• Strong verbal, written communication and presentation skills.

Responsibilities

• Prepare Credit Appraisal notes for Large Corporates.
• Discuss terms and conditions with business for risk assessments.
• Obtain information from customers for CRANs preparation.
• Monitor accounts based on sanctions and conditions.
• Prepare Monthly/Quarterly Monitoring Reports for portfolios.
• Escalate with action plans for non-compliances.
• Visit units and submit inspection reports.
• Address escalations related to risk assessments.

Skills

Credit underwriting

Financial modeling

Risk assessment

Communication skills

Presentation skills

Education

CA

MBA

CFA

Tools

Excel

Job description

Job Information:

Role: Credit Analyst - lending MNC

Location: Mumbai

Job Role:

• Preparation of Credit Appraisal notes for Large Corporates
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements:

• Experience required in Credit Underwriting for Large Corporates
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.