Credit Analyst MNC

Intellectual Capital HR Consulting Pvt. Ltd.; Chennai District; On-site; INR 700,000 - 1,100,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. is seeking a Credit Analyst for lending activities in Mumbai. The role involves preparing credit appraisal notes for large corporates, discussing terms and risk with the business, and obtaining information for CRANs.

The candidate will monitor accounts as per sanctions, prepare regular monitoring reports, escalate non-compliance with corrective actions, and visit units to submit inspection reports while addressing risk-related escalations.

Qualifications

• Credit underwriting experience for Large Corporates.
• Working knowledge of Excel for preparation of Financial Models.
• Experience in Project Finance and/or Infra sector credit analysis would be preferred (not mandatory).
• CA/MBA/CFA qualifications.
• Good verbal, written communication & presentation skills.

Responsibilities

• Prepare Credit Appraisal notes for Large Corporates.
• Discuss Terms and Conditions for risk assessments with the business.
• Gather information from customers for CRANs preparation.
• Monitor accounts based on sanctions.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with action plans for non-compliances.
• Visit units and submit inspection reports.
• Address escalations related to risk assessments.

Skills

Verbal communication

Written communication

Presentation skills

Education

CA

MBA

CFA

Tools

Excel

Job description

Job Information:

Role: Credit Analyst - lending MNC

Location: Mumbai

Job Role:

• Preparation of Credit Appraisal notes for Large Corporates
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements:

• Experience required in Credit Underwriting for Large Corporates
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.