Credit Analyst MNC

Intellectual Capital HR Consulting Pvt. Ltd.; Surat; On-site; INR 600,000 - 1,200,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. seeks a Credit Analyst - lending MNC in Mumbai to prepare credit appraisal notes for large corporates and coordinate on risk assessments with business teams.

You will monitor accounts, prepare portfolio reports, and visit units for inspection reports while escalating non-compliance issues with actionable plans. Strong Excel skills and CFA/CA/MBA designation are preferred.

Qualifications

• Experience in credit underwriting for large corporates.
• Working knowledge of Excel for financial models.
• Experience in project finance or infra sector credit analysis preferred.
• CA/MBA/CFA.
• Strong verbal, written communication & presentation skills.

Responsibilities

• Prepare credit appraisal notes for large corporates.
• Discuss terms and conditions with business for risk assessments.
• Coordinate with customers to obtain information for CRANs.
• Monitor accounts as per sanctioning authority.
• Prepare monthly/quarterly monitoring reports for portfolios.
• Escalate with action plans for non-compliances.
• Visit units and submit inspection reports.
• Address escalations related to risk assessments.

Skills

Credit underwriting

Financial modelling

Risk assessment

Verbal communication

Education

CA/MBA/CFA

Tools

Excel

Job description

Job Information:

Role: Credit Analyst - lending MNC

Location: Mumbai

Job Role:

• Preparation of Credit Appraisal notes for Large Corporates
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements:

• Experience required in Credit Underwriting for Large Corporates
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.