Credit Analyst MNC

Intellectual Capital HR Consulting Pvt. Ltd.; Mumbai; On-site; INR 900,000 - 1,800,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. is hiring a Credit Analyst in Mumbai to assess large corporate exposures. You will prepare credit appraisal notes, discuss terms with business units, and gather information for CRANs, while monitoring accounts as per sanctioning authority.

The role requires hands-on credit underwriting experience for large corporates, strong Excel financial modeling skills, and good verbal and written communication. Project finance exposure is a plus.

Qualifications

• Experience required in Credit Underwriting for Large Corporates.
• Excel-based financial modeling experience.
• Strong verbal and written communication.

Responsibilities

• Preparation of Credit Appraisal notes for Large Corporates.
• Discuss with business on Terms and Conditions for risk assessments.
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Skills

Credit underwriting

Financial modeling

Communication skills

Presentation skills

Relationship building

Education

CA/MBA/CFA

Tools

Excel

Job description

Job Information:

Role: Credit Analyst - lending MNC

Location: Mumbai

Job Role:

• Preparation of Credit Appraisal notes for Large Corporates
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements:

• Experience required in Credit Underwriting for Large Corporates
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.