Credit Analyst MNC

Intellectual Capital HR Consulting Pvt. Ltd.; Kolkata District; On-site; INR 600,000 - 900,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. is seeking a Credit Analyst for lending MNC operations in Mumbai.

The role involves preparing credit appraisal notes for large corporates and engaging with business teams to set risk terms and conditions. Candidate should have experience in credit underwriting for large corporates, plus strong Excel skills for financial modeling and familiarity with project finance or infra sector analysis is a plus.

Qualifications

• Experience in Credit Underwriting for Large Corporates.
• Working knowledge of Excel for preparation of Financial Models.
• Experience in Project Finance and/or Infra sector credit analysis preferred (not mandatory).
• CA/MBA/CFA qualifications are desirable.
• Good verbal, written communication and presentation skills.

Responsibilities

• Prepare Credit Appraisal notes for Large Corporates.
• Discuss Terms and Conditions with business for risk assessments.
• Discuss with customers to obtain information for CRANs preparation.
• Monitor accounts based on Sanctioning Authority terms.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non-compliances.
• Visit units and submit inspection reports.
• Manage and address escalations related to risk assessments.

Skills

Excel

Communication

Presentation

Education

CA/MBA/CFA

Job description

Job Information:

Role: Credit Analyst - lending MNC

Location: Mumbai

Job Role:

• Preparation of Credit Appraisal notes for Large Corporates
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements:

• Experience required in Credit Underwriting for Large Corporates
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.