Credit Analyst MNC

Intellectual Capital HR Consulting Pvt. Ltd.; Nagpur District; On-site; INR 600,000 - 1,200,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. in Mumbai is seeking a Credit Analyst - lending MNC to prepare credit appraisal notes for large corporates and discuss risk terms with business teams.

The role includes collecting client information, monitoring accounts, and drafting periodic portfolio reports. Applicants should have credit underwriting experience for large corporates, strong Excel modeling skills, and exposure to project finance or infra credit analysis.

Qualifications

• Experience in credit underwriting for large corporates.
• Working knowledge of Excel for financial models.
• Project Finance / Infra sector credit analysis preferred.
• CA/MBA/CFA certifications.

Responsibilities

• Prepare credit appraisal notes for large corporates.
• Discuss terms and conditions with business for risk assessments.
• Gather information from customers for CRANs.
• Monitor accounts based on sanctioning authority terms.
• Prepare monthly/quarterly portfolio monitoring reports.
• Escalate with action plans for non-compliances.
• Visit units and submit inspection reports.
• Address escalations related to risk assessments.

Skills

Credit underwriting

Financial modeling

Communication skills

Education

CA

MBA

CFA

Job description

Job Information:

Role: Credit Analyst - lending MNC

Location: Mumbai

Job Role:

• Preparation of Credit Appraisal notes for Large Corporates
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements:

• Experience required in Credit Underwriting for Large Corporates
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.