Credit Analyst MNC

Intellectual Capital HR Consulting Pvt. Ltd.; Hyderabad; On-site; INR 600,000 - 800,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. in Mumbai is seeking a Credit Analyst specializing in lending to large corporates.

You will prepare credit appraisal notes, discuss terms with the business, and collect information to prepare CRANs, while monitoring accounts as per sanctioning authority. You will also visit units, submit inspection reports, and address escalations related to risk assessments. Strong Excel modelling, communication, and presentation skills are required; CA/MBA/CFA

Qualifications

• Experience in credit underwriting for large corporates.
• Working knowledge of Excel for financial models.
• Project finance and/or infra sector credit analysis preferred.
• CA/MBA/CFA qualifications.
• Good verbal, written communication & presentation skills.

Responsibilities

• Prepare Credit Appraisal notes for Large Corporates.
• Discuss terms and conditions for risk assessments with business.
• Collect information for CRANs from customers.
• Monitor accounts per Sanctioning Authority requirements.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with action plans for non-compliances.
• Visit units and submit inspection reports.
• Address escalations related to risk assessments.

Skills

Credit underwriting

Excel modelling

Verbal communication

Presentation skills

Education

CA

MBA

CFA

Tools

Excel

Job description

Job Information:

Role: Credit Analyst - lending MNC

Location: Mumbai

Job Role:

• Preparation of Credit Appraisal notes for Large Corporates
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements:

• Experience required in Credit Underwriting for Large Corporates
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.