Credit Analyst MNC

Intellectual Capital HR Consulting Pvt. Ltd.; Indore District; On-site; INR 900,000 - 1,500,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. is seeking a Credit Analyst - lending MNC to handle credit appraisal notes for large corporate clients based in Mumbai.

The role involves discussing risk terms with the business, coordinating with customers for CRANs, and monitoring accounts per sanctioning authority. The candidate will prepare regular monitoring reports, visit client units, and address any escalations related to risk assessments, requiring strong communication and Excel-based

Qualifications

• Experience in Credit Underwriting for Large Corporates.
• Proficiency in Excel for financial modeling.
• Experience in Project Finance and/or Infra sector credit analysis is preferred.
• CA/MBA/CFA qualification.
• Strong verbal, written communication & presentation skills.

Responsibilities

• Prepare Credit Appraisal notes for Large Corporates.
• Discuss Terms and Conditions with business for risk assessments.
• Obtain information for CRANs from customers.
• Monitor accounts based on sanctions.
• Prepare Monthly/Quarterly Monitoring Reports for portfolio.
• Escalate with action plans for non-compliances.
• Visit units and submit inspection reports.
• Manage escalations related to risk assessments.

Skills

Credit underwriting

Financial modeling

Communication

Education

CA/MBA/CFA

Tools

Excel

Job description

Job Information:

Role: Credit Analyst - lending MNC

Location: Mumbai

Job Role:

• Preparation of Credit Appraisal notes for Large Corporates
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements:

• Experience required in Credit Underwriting for Large Corporates
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.