Credit Analyst MNC

Intellectual Capital HR Consulting Pvt. Ltd.; Coimbatore District; On-site; INR 1,200,000 - 2,000,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. is seeking a Credit Analyst - lending MNC in Mumbai. The role involves preparing credit appraisal notes for large corporates, negotiating terms for risk assessments, and gathering information for CRANs.

You will monitor accounts per sanctioned terms, prepare regular portfolio monitoring reports, and escalate issues with corrective action plans. Travel to units for inspections may be required.

Qualifications

• Experience in credit underwriting for large corporates.
• Working knowledge of Excel for financial models.
• Experience in project finance or infra sector credit analysis would be preferred, not mandatory.
• CA/MBA/CFA qualification.
• Good verbal, written communication and presentation skills.

Responsibilities

• Prepare credit appraisal notes for large corporates.
• Discuss terms and conditions with business for risk assessments.
• Collect information from customers for CRANs.
• Monitor accounts as per sanctioning authority terms.
• Prepare monthly/quarterly monitoring reports for the portfolio.
• Escalate issues with an action plan for non-compliances.
• Visit units and submit inspection reports.
• Address escalations related to risk assessments.

Skills

Credit underwriting

Excel financial models

Communication skills

Presentation skills

Education

CA

MBA

CFA

Tools

Excel

Job description

Job Information:

Role: Credit Analyst - lending MNC

Location: Mumbai

Job Role:

• Preparation of Credit Appraisal notes for Large Corporates
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements:

• Experience required in Credit Underwriting for Large Corporates
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.