Credit Analyst MNC

Intellectual Capital HR Consulting Pvt. Ltd.; Jaipur; On-site; INR 600,000 - 1,000,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. in Mumbai is seeking a Credit Analyst to prepare credit appraisal notes for large corporates and discuss terms with the business for risk assessments, ensuring information collection for CRANs.

You will monitor accounts per sanctioning authority terms and prepare periodic portfolio reports. The role requires experience in credit underwriting for large corporates, strong Excel skills for financial modelling, and familiarity with project finance/infra

Qualifications

• Experience in credit underwriting for large corporates.
• Proficiency with Excel for financial modelling.
• Project Finance/Infra credit analysis experience preferred but not mandatory.
• Professional qualifications CA/MBA/CFA.

Responsibilities

• Prepare credit appraisal notes for large corporates.
• Discuss terms with business for risk assessments.
• Obtain information from customers for CRANs.
• Monitor accounts based on sanctioning authority terms.
• Prepare monthly/quarterly monitoring reports.
• Escalate non-compliances with action plans.
• Visit units and submit inspection reports.
• Address escalations related to risk assessments.

Skills

Credit underwriting

Excel

Financial modelling

Risk assessment

Education

CA

MBA

CFA

Tools

Excel

Job description

Job Information:

Role: Credit Analyst - lending MNC

Location: Mumbai

Job Role:

• Preparation of Credit Appraisal notes for Large Corporates
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements:

• Experience required in Credit Underwriting for Large Corporates
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.