Credit Analyst MNC

Intellectual Capital HR Consulting Pvt. Ltd.; Lucknow; On-site; INR 700,000 - 1,100,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. in Mumbai is seeking an experienced Credit Analyst to assess Large Corporate credit applications and prepare appraisal notes.

The role involves discussing terms with the business, gathering information for CRANs, monitoring accounts, and preparing periodic portfolio reports. Strong Excel skills and knowledge of credit underwriting are required.

Qualifications

• Experience in credit underwriting for large corporates.
• Working knowledge of Excel for financial models.
• Experience in project finance and/or infra sector credit analysis preferred but not mandatory.
• CA/MBA/CFA qualification.

Responsibilities

• Prepare credit appraisal notes for large corporates.
• Discuss terms and conditions with business for risk assessments.
• Engage with customers to obtain information for CRANs.
• Monitor accounts based on sanctioning authority Terms.
• Prepare monthly/quarterly monitoring reports for the portfolio.
• Escalate with an action plan for non-compliances.
• Visit units and submit inspection reports.
• Manage escalations related to risk assessments.

Skills

Credit underwriting

Risk assessment

Financial analysis

Education

CA

MBA

CFA

Tools

Excel

Job description

Job Information:

Role: Credit Analyst - lending MNC

Location: Mumbai

Job Role:

• Preparation of Credit Appraisal notes for Large Corporates
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements:

• Experience required in Credit Underwriting for Large Corporates
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.