Credit Analyst MNC

Intellectual Capital HR Consulting Pvt. Ltd.; Ernakulam; On-site; INR 600,000 - 900,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. is seeking a Credit Analyst for lending with responsibilities that include preparing credit appraisal notes for large corporates and coordinating risk assessments with business teams.

The role involves information gathering for CRANs, monitoring portfolios, and escalation of non-compliances. The candidate will engage in site visits, prepare inspection reports, and address risk-related escalations, leveraging Excel-based financial models and strong

Qualifications

• Experience in credit underwriting for large corporates.
• Proficient in Excel for financial model preparation.
• Project Finance and Infra sector credit analysis experience preferred (not mandatory).

Responsibilities

• Prepare Credit Appraisal notes for Large Corporates.
• Discuss with business on terms and conditions for risk assessments.
• Gather information and prepare CRANs from customers.
• Monitor accounts as per sanctioning authority terms.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with action plans for non-compliances.
• Visit units and submit inspection reports.
• Handle escalations related to risk assessments.

Skills

Credit underwriting

Financial modeling

Stakeholder communication

Education

CA

MBA

CFA

Tools

Excel

Job description

Job Information:

Role: Credit Analyst - lending MNC

Location: Mumbai

Job Role:

• Preparation of Credit Appraisal notes for Large Corporates
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements:

• Experience required in Credit Underwriting for Large Corporates
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.