Credit Analyst CCG

Intellectual Capital HR Consulting Pvt. Ltd.; Mumbai; On-site; INR 900,000 - 1,500,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. in Mumbai invites a seasoned Credit Analyst to join the Conglomerate Corporate Group’s Lending CCG. You will prepare Credit Appraisal notes for Large Corporates and discuss terms for risk assessments with the business teams.

You will also obtain information for CRANs, monitor accounts per sanctioning authority, and prepare monthly/quarterly portfolio reports. Strong communication and Excel-based financial modeling are essential.

Qualifications

• Experience in Credit Underwriting for Large Corporates.
• Proficient in financial modeling using Excel.
• Experience in Project Finance and/or Infra sector credit analysis preferred.
• Strong verbal, written communication and presentation skills.

Responsibilities

• Prepare Credit Appraisal notes for Large Corporates.
• Discuss terms and conditions for risk assessments with business.
• Discuss with customers for obtention of information for CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address escalations related to risk assessments.

Skills

Excel

Financial Modeling

Communication

Presentation

Education

CA

MBA

CFA

Job description

Job Information:

Role: Credit Analyst - Lending CCG - Conglomerate Corporate Group

Location: Mumbai

Job Role:

• Preparation of Credit Appraisal notes for Large Corporates
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements:

• Experience required in Credit Underwriting for Large Corporates
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.