Credit Analyst CCG

Intellectual Capital HR Consulting Pvt. Ltd.; Gurugram District; On-site; INR 800,000 - 1,200,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. is seeking a Credit Analyst for Lending CCG in Mumbai to evaluate large corporate credits and prepare robust appraisal notes. You will discuss Terms and Conditions with business units to assess risk and ensure data quality for CRANs.

The role emphasizes analytical rigor, experience in credit underwriting for large corporates, and strong proficiency in Excel. Candidates with CA/MBA/CFA credentials will be preferred.

Qualifications

• Experience in Credit Underwriting for Large Corporates.
• Ability to discuss Terms and Conditions for risk assessments.
• Experience collecting information for CRANs and financial data.

Responsibilities

• Prepare Credit Appraisal notes for Large Corporates.
• Discuss Terms and Conditions with business for risk assessments.
• Coordinate with customers to obtain information for CRANs.
• Monitor accounts as per Sanctioning Authority terms.
• Prepare Monthly/Quarterly monitoring reports for the portfolio.
• Escalate with an action plan for non-compliances.
• Visit units and submit inspection reports.
• Address escalations related to risk assessments.

Skills

Verbal communication

Written communication

Presentation skills

Education

CA

MBA

CFA

Tools

Excel

Job description

Job Information:

Role: Credit Analyst - Lending CCG - Conglomerate Corporate Group

Location: Mumbai

Job Role:

• Preparation of Credit Appraisal notes for Large Corporates
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements:

• Experience required in Credit Underwriting for Large Corporates
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.