Credit Analyst CCG

Intellectual Capital HR Consulting Pvt. Ltd.; Coimbatore District; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. in Mumbai is seeking a Credit Analyst for the Lending CCG within the Conglomerate Corporate Group. You will prepare credit appraisal notes for large corporates and discuss terms with the business for risk assessments.

You will obtain information for CRANs, monitor accounts as per sanction terms, and prepare monthly/quarterly portfolio reports. You will also visit units for inspection and address risk escalations.

Qualifications

• Experience required in Credit Underwriting for Large Corporates.
• Working knowledge of Excel for preparation of Financial Models.
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.

Responsibilities

• Preparation of Credit Appraisal notes for Large Corporates
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Skills

Credit underwriting

Excel modelling

Verbal communication

Education

CA

MBA

CFA

Tools

Excel

Job description

Job Information:

Role: Credit Analyst - Lending CCG - Conglomerate Corporate Group

Location: Mumbai

Job Role:

• Preparation of Credit Appraisal notes for Large Corporates
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements:

• Experience required in Credit Underwriting for Large Corporates
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.