Credit Analyst CCG

Intellectual Capital HR Consulting Pvt. Ltd.; Nagpur District; On-site; INR 600,000 - 900,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. invites applications for a Credit Analyst role in Mumbai.

The candidate will prepare credit appraisal notes for large corporates, engage with business teams to discuss terms and conditions, obtain required information for CRANs, and monitor accounts as per sanctioning authority guidelines. The position requires experience in credit underwriting, strong Excel-based financial modeling, and solid communication skills to coordinate with customers and

Qualifications

• Experience in credit underwriting for large corporates.
• Proficient in Excel for financial modeling.
• Experience in project finance and/or infra sector credit analysis would be preferred but not mandatory.
• CA/MBA/CFA qualification.
• Strong verbal, written communication & presentation skills.

Responsibilities

• Preparation of Credit Appraisal notes for Large Corporates.
• Discuss with business on terms and conditions for risk assessments.
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Skills

Credit underwriting

Financial modeling

Communication skills

Education

CA/MBA/CFA or equivalent

Tools

Excel

Job description

Job Information:

Role: Credit Analyst - Lending CCG - Conglomerate Corporate Group

Location: Mumbai

Job Role:

• Preparation of Credit Appraisal notes for Large Corporates
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements:

• Experience required in Credit Underwriting for Large Corporates
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.