Credit Analyst CCG

Intellectual Capital HR Consulting Pvt. Ltd.; Chennai District; On-site; INR 800,000 - 1,200,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. is seeking a Credit Analyst for Lending CCG in Mumbai.

The role involves preparing Credit Appraisal notes for large corporates, negotiating terms with business units, and collecting information for CRANs. You will monitor accounts under sanctioned terms and prepare regular portfolio reports. The ideal candidate has experience in credit underwriting for large corporates, solid Excel modeling skills, and familiarity with project finance or infra sector

Qualifications

• Experience in Credit Underwriting for Large Corporates.
• Proficient in Excel for financial modeling.
• Experience in Project Finance / Infra sector credit analysis preferred.
• CA/MBA/CFA qualification.
• Strong verbal, written communication and presentation skills.

Responsibilities

• Prepare Credit Appraisal notes for Large Corporates.
• Discuss with business on terms and conditions for risk assessments.
• Obtain information from customers for CRAN preparation.
• Monitor accounts based on sanctions and terms.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non-compliances.
• Visit units and submit inspection reports.
• Address escalations related to risk assessments.

Skills

Credit underwriting

Financial modeling

Project finance

Infra sector analysis

Communication skills

Education

CA

MBA

CFA

Tools

Excel

Job description

Job Information:

Role: Credit Analyst - Lending CCG - Conglomerate Corporate Group

Location: Mumbai

Job Role:

• Preparation of Credit Appraisal notes for Large Corporates
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements:

• Experience required in Credit Underwriting for Large Corporates
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.