Credit Analyst CCG

Intellectual Capital HR Consulting Pvt. Ltd.; Lucknow; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. invites applications for a Credit Analyst role in Mumbai. The candidate will prepare credit appraisal notes for large corporates, discuss terms with the business, and collect information for CRANs while monitoring portfolios as per sanctioning authority rules.

The role requires strong Excel skills, experience in credit underwriting, and familiarity with project finance or infra sector analysis is a plus. Excellent communication is essential.

Qualifications

• Experience in credit underwriting for large corporates.
• Strong Excel skills for building financial models.
• Experience in project finance or infra sector credit analysis preferred.

Responsibilities

• Preparation of Credit Appraisal notes for Large Corporates.
• Discuss terms and conditions with business for risk assessments.
• Collect information from customers for CRANs.
• Monitor accounts based on sanctioning authority terms.
• Prepare monthly/quarterly monitoring reports for the portfolio.
• Escalate with an action plan for non-compliances.
• Visit units and submit inspection reports.
• Address escalations related to risk assessments.

Skills

Credit underwriting

Financial modeling

Education

CA

MBA

CFA

Tools

Excel

Job description

Job Information:

Role: Credit Analyst - Lending CCG - Conglomerate Corporate Group

Location: Mumbai

Job Role:

• Preparation of Credit Appraisal notes for Large Corporates
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements:

• Experience required in Credit Underwriting for Large Corporates
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.