Credit Analyst CCG

Intellectual Capital HR Consulting Pvt. Ltd.; Indore District; On-site; INR 800,000 - 1,200,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. in Mumbai seeks a Credit Analyst for Lending CCG – Conglomerate Corporate Group. You will prepare credit appraisal notes for large corporates, discuss T&Cs with business for risk assessments, and gather customer information for CRANs to support risk decisions.

The role requires Excel-based financial modeling, project finance exposure, and strong verbal/written communication with presentation skills. CA/MBA/CFA qualifications are preferred.

Qualifications

• Experience in Credit Underwriting for Large Corporates.
• Proficient Excel for building Financial Models.
• Experience in Project Finance or Infra sector credit analysis is preferred but not mandatory.
• CA, MBA, or CFA qualification.

Responsibilities

• Preparation of Credit Appraisal notes for Large Corporates
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Skills

Verbal communication

Written communication

Presentation skills

Financial modeling

Education

CA / MBA / CFA

Tools

Excel

Job description

Job Information:

Role: Credit Analyst - Lending CCG - Conglomerate Corporate Group

Location: Mumbai

Job Role:

• Preparation of Credit Appraisal notes for Large Corporates
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements:

• Experience required in Credit Underwriting for Large Corporates
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.