Credit Analyst CCG

Intellectual Capital HR Consulting Pvt. Ltd.; Jaipur; On-site; INR 1,200,000 - 2,400,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. is seeking a Credit Analyst for Lending CCG within a conglomerate corporate group in Mumbai.

The role involves preparing credit appraisal notes, negotiating terms with business units, and coordinating with customers to collect information for CRANs, while monitoring accounts in line with sanctioning authority requirements. The candidate should have experience in credit underwriting for large corporates, strong Excel skills for financial modelling, and

Qualifications

• Experience in credit underwriting for large corporates.
• Strong verbal and written communication and presentation skills.
• Experience in project finance and/or infra sector credit analysis would be preferred (not mandatory).

Responsibilities

• Prepare credit appraisal notes for large corporates.
• Discuss terms and conditions for risk assessments with business teams.
• Coordinate with customers to obtain information for CRANs.
• Monitor accounts per sanctions authority terms.
• Prepare monthly/quarterly monitoring reports for the portfolio.
• Escalate issues with an action plan for non-compliances.
• Visit units and submit inspection reports.
• Manage escalations related to risk assessments.

Skills

Communication skills

Education

CA/MBA/CFA

Tools

Excel

Job description

Job Information:

Role: Credit Analyst - Lending CCG - Conglomerate Corporate Group

Location: Mumbai

Job Role:

• Preparation of Credit Appraisal notes for Large Corporates
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements:

• Experience required in Credit Underwriting for Large Corporates
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.