Credit Analyst CCG

Intellectual Capital HR Consulting Pvt. Ltd.; Khordha; On-site; INR 900,000 - 1,400,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. is seeking a Credit Analyst to support lending decisions for conglomerate corporate groups.

The role involves preparing credit appraisal notes for large corporates, discussing terms for risk assessments, and obtaining required information for CRANs. You will monitor portfolios and prepare periodic reports, visiting units as needed. The ideal candidate has experience in credit underwriting for large corporates, strong Excel-based financial modeling

Qualifications

• Experience in credit underwriting for large corporates.
• Proficient in Excel for financial modeling.
• Experience in project finance or infra sector credit analysis preferred.
• CA/MBA/CFA qualifications.
• Strong verbal, written communication and presentation skills.

Responsibilities

• Prepare Credit Appraisal notes for Large Corporates.
• Discuss Terms and Conditions for risk assessments with business.
• Collect information for preparation of CRANs from customers.
• Monitor accounts based on sanctions and approval terms.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non-compliances.
• Visit units and submit inspection reports.
• Address escalations related to risk assessments.

Skills

Credit underwriting

Financial modeling

Excel

Communication skills

Presentation skills

Education

CA

MBA

CFA

Job description

Job Information:

Role: Credit Analyst - Lending CCG - Conglomerate Corporate Group

Location: Mumbai

Job Role:

• Preparation of Credit Appraisal notes for Large Corporates
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements:

• Experience required in Credit Underwriting for Large Corporates
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.