Branch Sales Officer

Muthoot Fincorp Ltd.; Guntur District; On-site; INR 300,000 - 420,000; Full time

Job summary

Muthoot FinCorp Limited seeks a Senior Branch Sales Officer to source business from the open market, empanel connectors, and drive Micro LAP growth while ensuring compliance and quality portfolios. Strong local language communication and market knowledge are essential.

The role requires collaboration with internal and external partners, adherence to regulations, and reporting to Branch Sales Manager. Location-based responsibilities cover designated areas within Andhra Pradesh.

Qualifications

• Minimum qualification: Any Graduate or Non Graduate.
• 2+ years of experience in a similar industry.

Responsibilities

• Drive business growth by identifying new business opportunities, developing relationships with key stakeholders.
• Source and empanel new connectors on every month.
• Find new micro markets and empanel good quality referral partners to scale up Micro LAP business.
• Work in the area assigned by the Branch Sales Manager and generate leads.
• Cold calling to the potential customer base to generate business.
• Daily sales calls as per the plan submitted to BBM.
• Find, nurture and develop excellent relationships with the referral partners and connectors.

Skills

Communication skills

Local language proficiency

Market understanding

Mortgage loans knowledge

Regulatory knowledge

Partner collaboration

Education

Any Graduate or Non Graduate

Job description

Designation: Senior Branch Sales Officer

Function: SULB/ Business

Administrative Reporting: Branch Sales Manager

Functional Reporting: Branch Sales Manager

Job Purpose:

• The primary responsibility of Senior Branch Sales Officer is to source business from the open market and connectors to achieve business targets as per the organizational goal.

ROLE SPECIFICATION

Role Title

Senior Branch Sales Officer

Reports To

Branch Sales Manager

Company

Muthoot FinCorp Limited

Function/Department

Secured & Unsecured Lending Business

ROLE SUMMARY

Branch Sales Officer will be responsible for maintaining quality portfolios across all the processing centers. BSO needs to follow all necessary regulatory requirements and compliance. This role requires communication skills in the local language.

KEY RESPONSIBILITIES

Business Development

Drive business growth by identifying new business opportunities, developing relationships with key stakeholders.

He needs to source and empanel new connectors on every month

To find new micro markets and empanel good quality referral partners to scale up Micro LAP business.

Work in the Area assigned by the Branch Sales Manager and generate leads

Cold Calling to the potential customer base to generate business

Daily Sales Calls as per the Plan submitted to BBM

To find, nurture and develop excellent relationships with the Referral Partners and Connectors

KEY CHALLENGES

• Technology

KEY DECISIONS TAKEN

NIL

KEY INTERACTIONS

Internal Stakeholders

External Stakeholders

• Credit
• Legal
• Technical
• Operations
• Customers
• Connectors
• External Legal team
• TEAL
• MAATRUM (legal & technical)

KEY ROLE DIMENSIONS

Geographical Coverage-

No of Direct Reportees-

Total Team Size -

50 to 100 KM

Nill

Nill

KEY SKILLS & BEHAVIOURAL ATTRIBUTES

• Good communication, including local language and interpersonal skills.
• Good understanding of the local geographical market.
• Knowledge of business mortgage loans, products, processes, and regulations
• Knowledge upgrading on latest regulatory norms.
• Good in collaboration with internal & external partners.

EDUCATION / EXPERIENCE

Minimum Qualification: Any Graduate or Non Graduate

Nature of Experience: 2+ Years Experience in similar industry.