Branch Sales Manager- Secured loans (LAP)

KreditBee; Bengaluru; On-site; INR 600,000 - 900,000; Full time

Job summary

KreditBee is seeking a motivated individual to oversee loan products and achieve sales targets in Bengaluru. The role entails managing operations, team coordination, and market analysis, requiring a blend of experience and customer-focused competencies. Ideal candidates will have a proven track record in loan management and a graduation or post graduation qualification.

Qualifications

• Minimum 3 years of experience in loan management.
• Educational qualification: Graduation or Post Graduation.

Responsibilities

• Responsible for acquiring business for various loan products and achieving targets.
• Managing day-to-day operations and ensuring collections.
• Coordinating marketing and sales activities.

Skills

Customer First

Compliance with Conscience

Passion

Education

Graduation or Post Graduation

Job description

Job Role and Responsibilities:

* Responsible for acquiring business of EBL, LAP, and Business Loans products at locations with 100% collection each month.

* Accountable for achieving targets for locations.

* Ensuring branch and team targets for loan products, increasing sales to enhance profitability.

* Analyzing the market, including competitors and consumers.

* Providing Housing Loans, Loans Against Property, Gold Loans to customers.

* Coordinating and reporting to the Area Sales Manager and handling the team.

* Maintaining a portfolio of collections at 100%.

* Monitoring and tracking the implementation of defined processes.

* Initiating marketing and promotional activities for the location.

* Coordinating marketing, sales, and relationship-building activities.

* Reviewing and approving loan application documents.

* Managing the loan origination process.

* Providing customer service to borrowers.

* Managing day-to-day operations of the branch.

* Managing admin functions of the branch.

* Following SOPs for loan document collection and storage.

Competencies:

• Passion: Constantly raising the bar for self and team, strong execution bias, taking initiatives despite difficulties.
• Customer First: Understanding customer needs, being accessible and responsive.
• Compliance with Conscience: Aligning norms with organizational and regulatory standards, setting an example with conduct, consulting authorities on grey areas.

Minimum Experience: 3 years and above.

Educational Qualification: Graduation or Post Graduation.