Branch Manager - Retail and Microfinance

Equitas Small Finance Bank; Chittoor; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

Equitas Small Finance Bank seeks a Branch Manager for the AHF branch in Andhra Pradesh. Lead the branch team across sales, operations and administration to build a high-quality loan portfolio and drive branch profitability.

You will steer micro finance products, ensure timely repayments, and maintain adherence to RBI regulations while developing a capable team to achieve targets.

Qualifications

• 07-15 years of experience in private banks or large NBFCs.
• Experience in Sales & Collection functions across branch operations.
• Proficiency with basic Microsoft Office and regulatory compliance awareness (RBI).

Responsibilities

• Manage the branch in terms of sales, operations and administration.
• Build a high quality loan portfolio.
• Achieve targeted micro finance and ensure loan repayments.

Skills

Sales & Collection

Team Leadership

MS Office

Tools

MS Office

Job description

Branch Manager - AHF

Purpose of the role: The position has been created to enable clear focus on handling branch team of Retail/Micro finance/New product team members to ensure sourcing & collection as per company norms and process and ensure branch profitability and branch portfolio is maintained at a High quality level.

Key Responsibilities

• Managing the Branch in terms of Sales, Branch operations and administration.
• Build a high Quality Loan portfolio
• Responsible to Achieve targeted micro finance members for the Branch Track and Ensure Repayments of the Loan disbursed
• Maintain Manage & Deliver Branch productivity for Micro finance/Micro LAP/HF/AGRI/New product
• Responsible acquit ion of recurring deposit for the bank through eligible micro finance members
• Responsible for sufficient manpower in every branch to achieve the desired results
• Handholding entire branch team to achieve desired targets
• Field Visit with branch team members to handhold in sourcing & collection
• Responsible for sales team to high performance and be a team player
• To Build and Nurture team & enable them to achieve high performance
• Ensuring 100% compliance to policies & processes and all regulatory matters of RBI and other statutory bodies.
• Responsible for training team members on product & handhold

Desired Experience

Desired Experience: Number of years of experience (07-15 Years ) Type of companies/sector worked for(Private commercial banks and large NBFCs) Responsibilities managed in the previous organizations(Primarily Sales & Collection function. Past experience on the sales & Collection side in Housing Finance /Loan against property/Business Loan) Languages (Hindi/English) Computer/technical skills (Handy with Basic Microsoft office)