Regional Manager - Retail

Equitas Small Finance Bank; Hyderabad; On-site; INR 3,000,000 - 4,000,000; Full time

Job summary

Equitas Small Finance Bank in Hyderabad invites an experienced Regional Manager - Retail to lead the Mortgages division across 3-4 zones. You will focus on sourcing, profitability, and portfolio quality in Retail/Micro finance and new product launches.

Expect to drive PBT for the region, build a high-performance team, ensure RBI and regulatory compliance, and push branch productivity while maintaining discipline in collections and customer service. 15-20 years of relevant experience preferred.

Qualifications

• Role focuses on regional Retail, Microfinance, and new product initiatives.
• Sourcing, profitability, and collection in branches per company norms.
• Maintain high-quality loan portfolio across 3–4 areas.
• Aim to achieve regional targets and improve branch productivity.

Responsibilities

• PBT for the Region/Division/Zone; manage branches’ sales, operations and administration.
• New Initiatives: Process/People/Product/Training & Handholding the team.
• Build a high-quality loan portfolio for the division across 3–4 areas.
• Responsible to achieve targets for the Region.

Skills

Strategic Business Orientation

Business Growth

Revenue & Profitability

Education

UG/PG

Job description

End Date 09 Dec 2026

Required Experience NA

Basic Section

No. Of Openings 1

External Title Regional Manager - Retail

Employment Type Permanent

Employment Category Field

Organisational

Entity Equitas Small Finance Bank

Business Unit Assets

Division/Function (SBU) Inclusive Banking - SBL

Department Mortgages

Sub-Department Business

Generic Role Regional Manager

External Title (Job Role) Regional Manager - Retail

Division Inclusive Banking - SBL

Zone South

Branch Code 5002

Branch Name Lal Bahadur Nagar

Skills

Skill

Strategic Business Orientation Business Growth, Revenue & Profitability

UG PG

Working Language

Job Description

Purpose of the role:

• The position has been created to enable clear focus on handling a Region for Retail/Micro finance/New product & To ensure sourcing/profitability/collection in the branches by maintaining high quality of portfolio as per company norms and process.

Key Responsibilities:

• PBT [Profit before Tax] for the Region / Division / Zone Manage the Branch’s in terms of Sales, Branch operations and administration.
• New Initiatives: Process/ People / Product/ Training & Hand holding the team
• Build a high Quality Loan portfolio for the division of 3-4 Areas.
• Responsible to Achieve targeted for the Region
• Track and Ensure Repayments of the Loan disbursed
• Maintain Manage & Deliver Branch productivity in the region for Micro finance/Micro LAP/HF/AGRI/New product
• Responsible acquit ion of recurring deposit for the bank through eligible micro finance members
• Responsible for sufficient manpower in every branch to achieve the desired results
• Handholding team of Branch Managers/Cluster Managers/Area Managers to achieve desired targets
• Field Visit with branch team members to handhold in sourcing & collection
• Responsible for sales team to high performance and be a team player
• To Build and Nurture team & enable them to achieve high performance
• Ensuring 100% compliance to policies & processes and all regulatory matters of RBI and other statutory bodies.
• Responsible for training team members on product & handhold

Desired Experience:

• Number of years of experience (15-20 Years )
• Type of companies/sector worked for(Private commercial banks and large NBFCs)
• Responsibilities managed in the previous organizations(Primarily Sales & Collection function. Past experience on the sales& Collection side in Housing Finance /Loan against property/Business Loan)
• Computer/technical skills (Handy with Basic Microsoft office)