Branch Head

Jana Small Finance Bank Limited; Indore District, Pithampur; On-site; INR 600,000 - 1,200,000; Full time

Job summary

Jana Small Finance Bank Limited in Indore, MP is seeking an experienced Branch Handler with a strong background in loan sales and microfinance. You will lead a team across territories, drive disbursements, and manage collections to maintain portfolio health.

The role requires robust understanding of banking operations, JLG models, and a proven ability to meet sales targets while minimizing delinquency. Freshers up to 5 years in microfinance sales are welcome to apply.

Qualifications

• 8-10 years of experience in branch handling, loan sales, team handling, team management, team leading, or collection management.
• Strong understanding of banking operations and regulations.
• Bachelor's degree in any discipline (preferably B.Tech in Computers).
• Proven track record of achieving sales targets and managing teams effectively.

Responsibilities

• To ensure the achievement of disbursement targets with minimum delinquency
• Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies.
• Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach.
• Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas.
• Disbursement, repayment and delinquency management, achieving daily / weekly collections targets
• Makes a close follow up of the disbursed loans, especially of the ones not paying on time.
• Undertake regular field visits, Centre Meeting and loan applicants
• Maintaining portfolio quality by tracking &controlling Normal dues, Nonstarters, Delinquency, &frauds.
• Build strong client relationships both internally and externally and build a strong brand identification with potential customers.
• Ensuring weekly / daily meetings & visit to centre
• Fresher to maximum of 5yrs exp + as a sales officer in microfinance business
• Basic understanding about Microfinance business and JLG model working would be preferred.

Skills

Branch handling

Loan sales

Team management

Collection management

Microfinance

JLG model

Sales targets

Education

Bachelor's degree

Job description

Roles and Responsibilities

To ensure the achievement of disbursement targets with minimum delinquency

Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies.

Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach.

Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas.

Disbursement, repayment and delinquency management, achieving daily / weekly collections targets

Makes a close follow up of the disbursed loans, especially of the ones not paying on time.

Undertake regular field visits, Centre Meeting and loan applicants

Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds.

Build strong client relationships both internally and externally and build a strong brand identification with potential customers.

Ensuring weekly / daily meetings & visit to centre

Fresher to maximum of 5yrs exp + as a sales officer in microfinance business

Basic understanding about Microfinance business and JLG model working would be preferred.

Desired Candidate Profile

• 8-10 years of experience in branch handling, loan sales, team handling, team management, team leading, or collection management.
• Bachelor's degree in any discipline (preferably B.Tech in Computers).
• Proven track record of achieving sales targets and managing teams effectively.
• Strong understanding of banking operations and regulations.