Branch Manager - Microfinance Retail Sales

Tata Capital Finance Ltd; Karnataka; In loco; INR 600.000 - 900.000; Tempo pieno

Descrizione del lavoro

Tata Capital Finance Ltd seeks a Branch Manager for Retail MFB sales at Arkalgud, Karnataka. The role centers on achieving disbursement targets with controlled delinquency and building a high-performing sales team across the assigned territories.

Responsibilities include identifying joint liability groups, driving field visits, centre meetings, and customer engagement to expand market reach while maintaining portfolio quality and strong client relationships.

Competenze

• Graduate in any discipline.
• Fresher to 5 years as a sales officer in microfinance.
• Strong relationship management and sales skills.
• Understanding of JLG model preferred.

Mansioni

• Achieve disbursement targets with minimal delinquency.
• Identify Joint Liability Groups & disbursed loans.
• Lead and manage sales teams across territories.
• Conduct regular field visits and centre meetings.
• Maintain portfolio quality by tracking dues and preventing fraud.

Conoscenze

Relationship management

Business sourcing

Sales flair

Customer service

Formazione

Graduate in any discipline

Descrizione del lavoro

Branch Manager - Retail MFB - Sales - Arkalgud - Shobha Traders - J Grades 10222

To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred. Key Skills Relationship management, Business sourcing Flair for sales Understand critical attributes of customer service Qualification- Graduate in any discipline