Assistant Manager - Loans B2C SALPL

Bajaj Finance; Vapi; On-site; INR 300,000 - 600,000; Full time

Job summary

Bajaj Finserv Limited in India seeks a Business Loan Officer to provide customized lending solutions for business loans, helping clients achieve financial goals.

The role involves sourcing potential clients, presenting loan proposals, guiding applicants through the process, and collaborating with credit, risk, and collections teams to ensure smooth approvals and high customer satisfaction.

Responsibilities

• Identify and target potential clients for business loans through open market sourcing
• Build and maintain strong relationships with Clients/Channel partners to source business
• Prepare and present loan proposals, ensuring all necessary documentation is complete and accurate
• Guide clients through the loan application process, addressing any questions or concerns
• Stay updated on market trends, loan products, and regulatory changes to provide informed advice to clients
• Effectively engage with credit, operations risk team to streamline the loan approval process and enhance customer experience
• Conduct follow-ups with clients pre-closure and post-closure to ensure satisfaction and encourage referrals
• Collaborate with Collection team to improve recovery process
• Ensure compliance with company policies and regulations

Job description

Job Summary

To provide customized lending solutions for business loans, empowering clients to achieve their financial goals

Responsibilities

• Identify and target potential clients for business loans through open market sourcing
• Build and maintain strong relationships with Clients/Channel partners to source business
• Prepare and present loan proposals, ensuring all necessary documentation is complete and accurate
• Guide clients through the loan application process, addressing any questions or concerns
• Stay updated on market trends, loan products, and regulatory changes to provide informed advice to clients
• Effectively engage with credit, operations risk team to streamline the loan approval process and enhance customer experience
• Conduct follow-ups with clients pre-closure and post-closure to ensure satisfaction and encourage referrals
• Collaborate with Collection team to improve recovery process
• Ensure compliance with company policies and regulations