Deputy Manager - Business Loans - Direct

Bajaj Finserv Limited; Chennai; On-site; INR 550,000 - 850,000; Full time

Job summary

Bajaj Finserv Limited in Chennai seeks a loan sales professional to provide customized business loan solutions, helping clients achieve growth.

You will prospect, build relationships with clients and channel partners, prepare proposals, guide applicants through the process, and coordinate with credit and risk teams to ensure smooth approvals and compliance.

Responsibilities

• Identify and target potential clients for business loans through open market sourcing
• Build and maintain strong relationships with Clients/Channel partners to source business
• Prepare and present loan proposals, ensuring all necessary documentation is complete and accurate
• Guide clients through the loan application process, addressing any questions or concerns
• Stay updated on market trends, loan products, and regulatory changes to provide informed advice to clients
• Effectively engage with credit, operations risk team to streamline the loan approval process and enhance customer experience
• Conduct follow-ups with clients pre-closure and post-closure to ensure satisfaction and encourage referrals
• Collaborate with Collection team to improve recovery process
• Ensure compliance with company policies and regulations

Job description

Job Summary

To provide customized lending solutions for business loans, empowering clients to achieve their financial goals

Responsibilities

• Identify and target potential clients for business loans through open market sourcing
• Build and maintain strong relationships with Clients/Channel partners to source business
• Prepare and present loan proposals, ensuring all necessary documentation is complete and accurate
• Guide clients through the loan application process, addressing any questions or concerns
• Stay updated on market trends, loan products, and regulatory changes to provide informed advice to clients
• Effectively engage with credit, operations risk team to streamline the loan approval process and enhance customer experience
• Conduct follow-ups with clients pre-closure and post-closure to ensure satisfaction and encourage referrals
• Collaborate with Collection team to improve recovery process
• Ensure compliance with company policies and regulations

Required Qualifications and Experience