Senior Mortgage Advisor

LHK Group; Drogheda; On-site; EUR 55,000 - 75,000; Full time

Job summary

LHK Group is seeking a Senior Mortgage Advisor for its Drogheda office in Ireland. You will deliver expert mortgage advice to clients, manage a referral network, and build strong professional relationships while driving new business opportunities.

Join a leading independent financial services group with a collaborative team, focus on client service, and a pathway to develop your regulatory knowledge and product expertise in a busy mortgage practice.

Qualifications

• QFA qualified, with progress towards CFP designation desirable.
• 3-5 years' mortgage advisory or mortgage sales experience.
• Strong technical knowledge of mortgage products, lending criteria.
• Proven track record of achieving sales and business targets.
• Solid understanding of the Consumer Protection Code and regulatory obligations.
• Excellent communication, relationship-building, and client management skills.
• Highly organised with attention to detail and multitasking ability.
• Proficient in Microsoft Office and CRM systems.
• Full driving licence and access to a vehicle.
• Fully compliant with CPD requirements.

Responsibilities

• Conduct comprehensive fact-finds, KYC/AML checks, affordability assessments, and suitability reviews.
• Provide tailored mortgage advice for first-time buyers, movers, switches, and investment clients.
• Build trusted client relationships and deliver an exceptional mortgage journey.
• Explain mortgage products, lending criteria, and regulatory requirements clearly.
• Prepare, submit, and manage applications from consultation to drawdown.
• Liaise with lenders, solicitors, valuers, and internal stakeholders for a seamless process.
• Proactively manage a pipeline and resolve underwriting and documentation queries.
• Ensure all documents meet lender and regulatory standards.
• Maintain up-to-date client records and logs in the CRM.

Skills

Communication

CRM systems

Regulatory knowledge

Microsoft Office

Time management

Education

QFA qualified

CFP designation progress

Tools

CRM software

Microsoft Office

Job description

Due to continued growth, LHK Group is seeking an experienced Senior Mortgage Advisor to join our Drogheda office. As part of one of Ireland's leading independent financial services groups, you will play a key role in delivering expert mortgage advice to clients while developing strong relationships with referral partners and professional contacts. This is an excellent opportunity for an ambitious advisor who is passionate about client service, enjoys building new business opportunities, and wants to be part of a collaborative and supportive team.

Responsibilities

Client Advisory & Suitability

• Conduct comprehensive fact-finds, KYC/AML checks, affordability assessments, and suitability reviews in line with regulatory requirements.
• Provide tailored mortgage advice and recommendations to first-time buyers, movers, switchers, self-build, buy-to-let, and investment property clients.
• Build trusted client relationships by delivering an exceptional customer experience throughout the mortgage journey.
• Clearly explain mortgage products, lending criteria, and regulatory requirements to support informed client decision-making.

Application Management

• Prepare, submit, and manage mortgage applications from initial consultation through to loan drawdown.
• Liaise effectively with lenders, solicitors, valuers, and internal stakeholders to ensure a seamless application process.
• Proactively manage a pipeline of mortgage cases, resolving underwriting, documentation, and lending queries in a timely manner.
• Ensure all applications and supporting documentation meet lender and regulatory standards.

Market & Product Expertise

• Maintain up-to-date knowledge of mortgage products, lender criteria, market trends, interest rates, and regulatory developments.
• Identify the most suitable lending solutions based on clients' individual needs and circumstances.
• Share market insights and product updates with colleagues to support continuous team development.
• Develop and maintain a strong referral network, including estate agents, accountants, solicitors, and other professional introducers.
• Generate new business opportunities through networking, relationship management, and proactive business development activities.
• Nurture long-term client relationships to drive repeat business, client retention, and referral opportunities.
• Consistently achieve agreed sales, revenue, and business development targets.
• Collaborate closely with Mortgage Administrators and wider team members to deliver an exceptional client experience.
• Support and mentor Administrators and Junior Advisors, sharing knowledge and best practice.
• Contribute to the ongoing improvement of processes, systems, and service delivery standards.
• Maintain accurate and up-to-date client records and activity logs within the CRM system.
• Build strong relationships across the wider LHK Group, industry networks, and external professional partners.
• Ensure all activities are conducted in accordance with regulatory requirements, company policies, and the highest standards of professional ethics.
• Demonstrate LHK Group's values in all interactions and contribute positively to the continued growth and reputation of the business.

Qualifications

• QFA qualified, with progress towards CFP designation desirable.
• Minimum 3-5 years' experience in mortgage advisory or mortgage sales, ideally within a broker environment.
• Strong technical knowledge of mortgage products, lending criteria, and the wider financial services market.
• Proven track record of achieving sales, revenue, and business development targets.
• Strong understanding of the Consumer Protection Code, Fitness & Probity requirements, and other relevant regulatory obligations.
• Excellent communication, relationship-building, and client management skills.
• Highly organised with strong attention to detail and the ability to manage multiple cases simultaneously.
• Proficient in Microsoft Office and CRM systems.
• Full driving licence and access to a vehicle.
• Fully compliant with CPD requirements.

Equal Opportunity Statement

LHK Group is an equal opportunities employer. We are committed to creating an inclusive workplace where everyone is treated fairly, with dignity and respect, and has the opportunity to succeed. We are committed to ensuring a fair and inclusive recruitment process and welcome applications from all suitably qualified candidates.