Mortgage & Life Advisor

Uniting Holding; Dublin; On-site; EUR 40,000 - 60,000; Full time

Benefits offered by this job

Competitive remuneration package

Flexible working (4 days home, 1 day office)

25 days annual leave

Employer pension contributions up to 10%

Income Protection

Death In Service

Job summary

Uniting Holding in Dublin is seeking an experienced Mortgage & Life Advisor to provide expert guidance to clients throughout the mortgage process. You will advise first-time buyers and those with complex needs, ensuring effective solutions tailored to individual circumstances.

With a minimum of 3 years in the industry and a QFA qualification, this role involves building strong relationships, conducting detailed financial assessments, and overseeing mortgage applications. The position offers a competitive salary, hybrid work model, and numerous benefits including annual leave and pension contributions.

Qualifications

• Minimum 3 years of experience as a mortgage broker.
• Proven track record in providing tailored mortgage solutions.
• Ability to maintain a CRM system and manage client referrals.

Responsibilities

• Deliver expert mortgage advice and guide clients toward suitable mortgage solutions.
• Conduct thorough financial assessments for clients.
• Oversee the entire mortgage process from preparation to completion.

Skills

Mortgage brokering experience

Irish regulatory knowledge

Communication skills

Interpersonal skills

Attention to detail

Analytical mindset

Education

QFA certification

Job description

Job Title: Mortgage & Life Advisor

Reporting to: Mortgage Manager

Department: Keys

About Prosperous Financial

At Prosperous Financial, we empower individuals and households to make confident, informed financial decisions. Our client-first approach blends expert advice with personalised planning across pensions, investments, mortgages and succession strategies. We pride ourselves on clarity, integrity and a deep commitment to long term relationships.

We believe great advice changes lives and we’re proud to foster a workplace where trust, growth and shared success are at the heart of everything we do. Our values - Client Centric, Transparency, Integrity and Clarity, shape our culture, drive our standards and guide how we work.

About The Role

Prosperous Financial are seeking a highly motivated and experienced Mortgage Advisor to join our growing mortgage team. Our innovative Keys supports a diverse range of clients – from first time buyers and switchers to those with complex financial scenarios – ensuring tailored support at every stage of the mortgage journey. You will work with both new and existing clients, providing personalised advice and driving exceptional outcomes. Further details on our Keys service can be found at https://prosperous.ie/keys-at-prosperous/.

Key Responsibilities

• Deliver expert mortgage advice, clearly communicating options and guiding clients toward the most suitable mortgage solutions
• Conduct thorough financial assessments to evaluate clients' income and financial obligations to determine the best mortgage options
• Oversee the full mortgage process, from internal preparation to application submission and provider engagement to ensure smooth and efficient progress
• Liaise with internal and external stakeholders, clients lenders and in-house mortgage administration team throughout the mortgage completion process to ensure a seamless mortgage journey from initial engagement to completion
• Ensuring client applications are complete and in compliance with regulations, policies and procedures
• Identify, develop and optimise mortgage & life business opportunities through internal and external client referrals and self-generated business.
• Maintain and manage the relevant CRM system and proactively manage the new business pipeline and referral records
• Partner with the Mortgage Manager to continuously refine and improve internal mortgage practices

Skills And Experience

• 3+ years of experience as a mortgage broker
• QFA minimum requirement
• Target driven with an excellent track record
• Full understanding of the Irish regulatory landscape for mortgages
• Proven experience supporting customers in both a proactive and reactive environment to ensure mortgage applications are successful
• Demonstrated success in converting applications to completions

• Exceptional written and verbal communication skills as well as the ability to deliver information with clarity
• Strong interpersonal skills with the ability to build trusted relationships with both internal and external stakeholders
• Excellent attention to detail and an analytical mindset, ensuring thorough and accurate assessments

Why work with us

• Excellent remuneration package and competitive bonus structure
• Hybrid, flexible working model (4 days from home / 1 day in office)
• 25 days annual leave
• Employer pension contributions up to 10%
• Income Protection
• Death In Service
• Recognised as a Great Place to Work 2024-2026 and a Best Workplace 2025