Network EBB Relationship Manager - KCP - BWI 1222

CIMB; Indonesia; On-site; IDR 200,880,000 - 334,800,000; Full time

Job summary

CIMB in Indonesia seeks a Strategy and Planning professional to design daily and monthly sales activity plans and actively manage debtor portfolios. The role covers credit activities from proposals to maintenance, with emphasis on assessing repayment capacity and ensuring healthy collections.

You will collaborate across regulatory and performance domains to optimize credit usage and ensure compliance. Ideal candidates will monitor watchlists, identify debtor needs, and provide financial

Qualifications

• Design daily and monthly Sales Activity Plan as guidance for SPT achievement.
• Proactively seek potential debtors to achieve business targets.
• Provide financial consulting for potential and existing debtors by identifying needs and offering products.
• Run credit activities from preparation, call report, credit proposal, approval, to loan administration.
• Determine debtor's ability to pay by analyzing debtor loan information including business prospects, management, ownership, and cash flow.
• Ensure collectability of debt remains healthy by monitoring payment obligations.
• Do early recognition watchlist for each debtor and inform the manager when needed.

Responsibilities

• Design daily and monthly Sales Activity Plan to guide SPT achievement.
• Proactively identify and pursue potential debtors to hit targets.
• Provide financial consultations to debtors by assessing needs and offering CIMB products.
• Oversee credit processes from prep to disbursement and maintenance.
• Assess debtor repayment ability using business prospects, management, and cash flow analysis.
• Monitor payments to maintain healthy collections and flag delinquencies.

Job description

Strategy and Planning

• Design daily and monthly Sales Activity Plan as guidance for SPT achievement

Business Performance and Management

• Seek proactively potential debtor to achieve business target
• Provide financial consultant for potential & existing debtor by identify debtor needs and offer product according to their needs
• Responsible to EBB credit portfolio growth and optimalization credit usage
• Run all credit activities, from preparation, call report, credit proposal, credit proposal approval, loan administration related to Credit Signing, disbursment, roll over and credit maintenance
• Determine debtor's ability to pay by establish depth information on debtor loan, such as business prospec, business management, owner / shareholder and business cash flow
• Ensure collectability of debtor remains healthy by monitoring the fulfillment of payment obligation
• Do early recogniation watchlist for each debtor and inform the manager if needed

People Management

Regulatory Compliance

• Ensure all credit administration and process comply with internal and external regulation