Trainee - EBB RM Development Program - Pekanbaru

CIMB; Indonesia; On-site; IDR 55,800,000 - 89,280,000; Full time

Job summary

CIMB is seeking a Trainee for the EBB RM Development Program in Pekanbaru to build foundational skills in relationship management and credit operations. The program emphasizes proactive debtor outreach, sales focus, and learning the end-to-end credit process from prospecting to credit signing, with mentorship and hands-on experience in commercial banking.

Ideal candidates are recent graduates with strong communication, a passion for sales, and the drive to fast-track their career in banking

Qualifications

• Bachelor degree in any major with GPA ≥ 3.0
• Age up to 27 years
• Fresh graduates allowed (≤1 year experience)
• High motivation and energetic
• Passionate about sales
• Good communication and interpersonal skills

Responsibilities

• Design daily and monthly sales activity plans to guide SPT achievement
• Seek proactively potential debtors to achieve business targets
• Provide financial consultation to debtors by identifying needs and offering products
• Manage EBB credit portfolio growth and optimize credit usage
• Oversee credit activities from preparation to approval and loan administration
• Assess debtor repayment ability by analysing business prospects, management, owners, and cash flow
• Monitor payment obligations to ensure healthy collectability
• Maintain early watchlists and inform management when needed

Skills

Sales drive

Communication

Interpersonal skills

Education

Bachelor degree with GPA >= 3.0

Job description

Trainee - EBB RM Development Program - Pekanbaru

Job Description

Seek and maintain business relationship with potensial & existing debtor by providing financial solution as business needs.

Strategy and Planning

• Design daily and monthly Sales Activity Plan as guidance for SPT achievement

Business Performance and Management

• Seek proactively potential debtor to achieve business target
• Provide financial consultant for potential & existing debtor by identify debtor needs and offer product according to their needs
• Responsible to EBB credit portfolio growth and optimalization credit usage
• Run all credit activities, from preparation, call report, credit proposal, credit proposal approval, loan administration related to Credit Signing, disbursment, roll over and credit maintenance
• Determine debtor’s ability to pay by establish depth information on debtor loan, such as business prospec, business management, owner / shareholder and business cash flow
• Ensure collectability of debtor remains healthy by monitoring the fulfillment of payment obligation
• Do early recogniation watchlist for each debtor and inform the management if needed

Qualifications

• - Bachelor degree any major with GPA min. ≥ 3.0
• - Age max. 27 years old
• - Preferable fresh graduate (Max. 1 year working experience)
• - High Motivation & driven /energetic
• - Passionate about sales
• - Good communication & interpersonal skills

Job Info

• Job Identification 21008991
• Job Category Commercial Banking
• Posting Date 12/20/2021, 09:31 AM
• Job Schedule Full time
• Job Shift Day Shift