Financial Crime jobs in United Kingdom

Chip is your wealth app. It gives you one easy place for your savings and investments. So you can build, manage and grow your long-term wealth.

Our mission is to make our customers wealthy.

We're building the wealth super app of the future. An app to build your long-term wealth across savings, investments and pensions.

We use technology to break down barriers so users can invest like the ultra-wealthy, giving them one simple place to manage, grow and protect their wealth.

The Sunday Times listed Chip as the 6th fastest-growing tech company in Britain… and we're not slowing down. Chip serves over 300,000 active customers and looks after over £6 billion in assets. These customers trust us to build the most amazing product we can, so working at Chip comes with real purpose.

Chip is being built by a fast-growing team of designers, developers, customer service professionals, marketers, banking experts and entrepreneurs. Our funding story though is a little different. Chip is one of the most crowd-funded businesses in Europe, having raised over £50 million from 29,000 investors over 9 years. Crowdfunding is in our DNA and only Brewdog has more investors than Chip.

We know planning for your future can be a tedious, daunting task often avoided, so we want to change that.

We're building the wealth app for our community, giving them one place for saving and investing.

We're giving customers control and guidance to effortlessly build their long-term wealth using award-winning tech, while celebrating their achievements along the way.

In practical terms this means adding more savings accounts and investment opportunities for Chip members to passively grow their wealth, combined with intelligent tools and intuitive features to make it easier for them to actively build up their wealth.

We’re all huge believers in making managing wealth more effortless, and as automated as possible. So everyone can feel empowered to focus on achieving the things that really matter to them.

• Carrying out Customer due diligence (CDD) checks e.g. PEPS and sanctions
• Investigate transaction monitoring alerts for suspicious activity
• Performing manual tasks including document reviews and account closures
• Provisioning recommendations & decisions for financial crime related requests raised by other teams within the business
• Adhering to all relevant financial crime processes / procedures and maintain the best business practice is kept at all times

• You have a keen interest in Financial Crime and Fintech
• Comfortable working autonomously, challenging existing and creating new processes
• You have a good understanding of AML regulations
• Experience using SQL is a bonus
• Excellent verbal and written communication skills
• Good analytical skills and the ability to formulate questions and recommendations
• Attention to detail

Someone with a genuine interest in Chip and is excited about being part of a fast‑growing company and our mission to build the investment super app of the future.

Although we’re in the financial space, and under the scrutiny that comes with it, the current operations team works well together, and even sometimes with a smile. We’re sure you’ve got the technical skills, otherwise, you would have stopped reading by now, so let us be clear on what will make us want to work with you.

We want a real person, with interests outside of work, to join our team. You could be a dancer, a gamer, a musician, a parent, a hockey fan, or even that one person that still writes Twilight fan‑fiction. Doesn’t matter to us.

At the interview stages, we will be looking for empathy, EQ, fun stories, and the ability to smile even when things are tough.

• Monday to Thursday : 9:00 AM – 6:00 PM
• Friday : 8:00 AM – 4:00 PM (Start your weekend early!)

Enjoy a structured yet balanced workweek, with an early Friday finish to kickstart your weekend!

• Starting salary of £30,000 per annum
• Discretionary Performance‑Related Bi‑Annual Bonus of up to 10% (Cash) and 5% (Shares) based on your gross annual salary.
• We invest in your future with a workplace pension scheme, contributing 5% match on earnings. Plan ahead with confidence while you grow your career! 🚀
• Private medical insurance (medical history disregarded)
• Employee Assistance Programme
• Cycle to work scheme
• Season ticket loan
• Free ChipX subscription for UK‑based employees
• We are an equal‑opportunity employer and value diversity
• Flexible working arrangements
• 28 days holiday plus bank holidays, plus the days between Christmas and New Year ✈️
• Annual training budget for courses, workshops, or conferences to help you advance your career.
• £30 per month Chip Fitness Benefit to suit your Mental / Physical Wellbeing
• Company laptop
• Opportunity to have a huge impact on our product while fast‑tracing your knowledge, responsibility and skills in a high‑growth fintech startup 🚀

• Video screen with someone from our Talent team
• Take home task
• Video interview with the Financial Crime Team Lead
• Final interview with Financial Crime Manager

Everything you do matters, Care about the end result, Challenge the norm, Disagree, yet commit to making it happen once a decision has been made, Do the best job possible

Share our Ambition and do your bit to achieve it, Innovate : challenge the norm, break the mould and make it happen, Set goals that truly align with our mission, Do your best for our customers

Work cross‑functionally - we win as a team, Build strong relationships based on trust, Treat others fairly and respectfully, Hold others to account, Be supportive and inclusive, Have fun together

We are passionate and committed to our people and go beyond the rhetoric of diversity and inclusion. You will be working in an inclusive environment and be encouraged to bring your whole self to work. We will do all that we can to help you successfully balance your work and home life. As a growing business we will encourage you to develop your professional and personal aspirations, enjoy new experiences, and learn from the talented people you will be working with. It’s talent that matters to us and we encourage applications from people irrespective of their gender, race, sexual orientation, religion, age, disability status or caring responsibilities.

Chip does not accept unsolicited CVs from recruiters or employment agencies in response to any of our live roles on our career page. Chip will not consider or agree to payment of any referral compensation or recruiter fee relating to these unsolicited CVs. Chip explicitly reserves the right to hire those candidate(s) without any financial obligation to the recruiter or agency. Any unsolicited CVs, including those submitted to hiring managers, are deemed to be the property of Chip.