Senior SME Relationship Manager - Lending & Growth

Allica Bank; Manchester; Hybrid; GBP 50,000 - 70,000; Full time

Benefits offered by this job

Flexible working

Pension

Private health cover

Life assurance

Discretionary bonus scheme

Maternity & Paternity leave

Job summary

Allica Bank is seeking an experienced Central Relationship Manager to oversee a portfolio of established SMEs, delivering secured SME lending, business current accounts and banking facilities while driving growth and maintaining strong credit risk controls.

You will nurture multi-layered client relationships, work with marketing on lead generation, and collaborate across the bank to provide a seamless service.

Qualifications

• Strong passion for serving SMEs.
• Self-starter attitude in flexible environment.
• Proven track record in building high-value relationships and developing new business.
• Good credit skills including analyzing financial accounts.
• Strong understanding of SME banking including commercial mortgages.
• Record of exemplary customer service and generating income while managing credit risk.

Responsibilities

• Manage a centralized portfolio of local SMEs with secured lending including commercial mortgages and asset finance.
• Engage with clients to unlock opportunities and support business plans.
• Monitor credit risk, identify early warning signals and process credit requests.
• Originating SME lending opportunities from enquiry to completion with credit papers.
• Deliver and manage portfolio against business plan and development goals.
• Collaborate with customers, colleagues and advisors to structure lending proposals and credit applications.
• Provide excellent service to customers, prospects and advisors and build trusted relationships.

Skills

SME banking

Credit risk analysis

Relationship management

Credit policy understanding

Communication skills

Job description

Allica Bank is seeking an experienced Central Relationship Manager to oversee a portfolio of established SMEs, delivering secured SME lending, business current accounts and banking facilities while driving growth and maintaining strong credit risk controls.

You will nurture multi-layered client relationships, work with marketing on lead generation, and collaborate across the bank to provide a seamless service.