Senior Financial Crime Investigator, Business Banking, EU, Fluent Spanish and English

Monzo; United Kingdom; Remote; GBP 29,000 - 37,000; Full time

Job summary

A progressive financial institution in the UK is seeking a Senior Investigator to tackle complex financial crime issues. The ideal candidate will investigate high-risk business accounts and support operational teams with financial expertise. Fluency in English and Spanish is essential. The salary ranges from £29,450 to £37,000, plus additional benefits including a multilingual premium and a learning budget. This is a remote position.

Benefits

£2,500 Multilingual Premium

£1,000 learning budget

Remote working setup with equipment provided

Qualifications

• Strong written and verbal communication skills in English.
• Fluent in Spanish at a CEFR C1 level.
• Experience in high-risk business banking screening.
• Knowledge of financial crime landscape in the UK and EU.

Responsibilities

• Investigate complex anti-money laundering alerts.
• Make business onboarding decisions for high-risk accounts.
• Provide financial crime support to operational teams.

Skills

Strong English communication skills

Fluent in Spanish

Experience in financial crime investigations

Ability to make independent risk-based decisions

Knowledge of financial crime risks

Job description

Overview

Hey there! We're Monzo, the bank that's making money work for everyone. We're all about waving goodbye to old-school banking and creating magical moments for our customers. We're expanding in the EU and need awesome Senior Investigators to lead the charge!

You’ll play a key role by…

• Investigating complex or high-risk anti-money laundering alerts on business accounts.
• Responsible for recommending Suspicious Transaction Reports (STR) be by Monzo Bank EU.
• Making business onboarding decisions in high-risk or complex cases.
• Conducting ongoing due diligence on high-risk business accounts.
• Providing financial crime expertise and support to other operational teams across the business.

We’d love to hear from you if…

• You have strong English written and verbal communication skills.
• You are fluent in Spanish both written and verbal communication skills (to at least CEFR C1 level).
• You have strong experience of conducting high-risk business banking screening or complex business financial crime investigations.
• You have experience making independent, risk-based financial crime decisions in a regulated financial services firm.
• You have knowledge of the current financial crime landscape in the UK and the EU, and associated financial crime risks.

Working arrangements and benefits

The working hours will be 8am - 6.30pm, based on 8.5 hours per day (with a 1 hour lunch). The start date is Monday 5th January, with an 8-week training period required and no holidays during that period.

Salary: £29,450 - £37,000 (+ £2,500 Multilingual Premium) with share options. We also offer a £1,000 learning budget each year and remote working setup (Macbooks provided).

This role is remote-based in the UK. Read our full list of benefits for more details.

Application process

The application journey has 4 key steps:

1. Application questions.
2. Call with a Recruiter.
3. Interview to discuss your experience, technical knowledge and values.
4. The final step will consist of a Spanish language assessment.

We welcome applicants from diverse backgrounds. If you’re passionate about this role and keen to learn, please apply even if you don’t meet every listed requirement.

Our guidelines on using Artificial Intelligence (AI) to ace an application and interview can be read here. Our average process takes 2-3 weeks and we will work around your availability. If you have questions, contact us at [e-mail].

Closing date for applications: Friday 10 October 2025.

#LI-REMOTE #LI-DR

Equal opportunities

Diversity and inclusion are a priority for us. We foster an inclusive environment for all to do their best work. You can read more in our Diversity and Inclusion Report, Gender Pay Gap Report, and blog. We are an equal opportunity employer and all applicants will be considered without regard to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, veteran status, neurodiversity or disability.